Schoharie County and Seward Town property record for 829 Lowe Rd, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cottage |
| Year Built | Built 1940 |
| Square Footage | 666 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Last Sale | $3,000 (2014) |
| Tax Bill | $407.00 (2025) |
Source: Schoharie County and Seward Town records · APN 434400 41.-3-16
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 831 LOWE RD, COBLESKILL, NY 12043-6628 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2014 · Amount on Record |
| Deed Sale | Jun 06, 2014 · Amount on Record |
| Prior Sale | Sep 17, 2007 · Amount on Record |
| Deed Book / Page | 975 / 236 |
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $407.00 | $7,800 (-) Land $6,800 Building $1,000 | $19,024 (+21.95%) Land $16,585 Building $2,439 |
| 2023 | $7,800 (-) Land $6,800 Building $1,000 | $15,600 (+15%) Land $13,600 Building $2,000 | |
| 2022 | $7,800 Land $6,800 Building $1,000 | $13,565 Land $11,826 Building $1,739 | |
| 2020 | $644.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 434400 41.-3-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 666 sqft Living Area |
| 1st Floor | 666 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage Style |
| Exterior Material | Wood Exterior |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 114 ft x 159 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 108 sqft Shed |
| Porch | 1 Porch |
| Porch Area | 224 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 525J101078 |
|---|---|
| Street Address | 829 LOWE RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R 1 |
| Legal Block | 3 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SEWARD |
| Census Blockgroup | 4 |
| Census Block | 4033 |
| Census Tract | 740400 |
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