522 Lowe Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 522 Lowe Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,624 sqft · built 1989
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on File
Tax Bill$2,303 (2025)
Flood ZoneZone X (minimal risk)
APN434400 41.-4-24

Property Details

APN / Parcel Number

Primary APN434400 41.-4-24
Alternative APNs
  • 440004100000040240000000
  • 525J176020

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood
Lot Area56,628 sqft (1.3 acres)
Lot Width128 ft Width
Garage TypeBasement
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number525J176020
Street Address522 LOWE RD
CityCOBLESKILL
StateNY
Zip12043-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number24.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group4
Census Block4007
Census Tract740400

Owner

Source: Schoharie County and Seward Town records · APN 434400 41.-4-24

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address522 LOWE RD, COBLESKILL, NY 12043-6621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,303.00 (+50.72%)$55,000 (-) Land $10,300 Building $44,700$134,146 (+21.95%) Land $25,122 Building $109,024
2023$55,000 Land $10,300 Building $44,700$110,000 Land $20,600 Building $89,400
2020$1,528.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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