811 Lowe Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 811 Lowe Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,470 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on File
Last Sale	$50,000 (Sep 2001)
Tax Bill	$2,563 (2025)
Deeds & Mortgages	Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`434400 41.-3-18`

Property Details

APN / Parcel Number

Primary APN	`434400 41.-3-18`
Alternative APNs	`440004100000030180000000` `525J101118`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	930 sqft
2nd Floor Area	540 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	125 ft deep x 217 ft wide
Porch	Porch
Porch Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J101118
Street Address	811 LOWE RD
City	COBLESKILL
State	NY
Zip	12043-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	4
Census Block	4029
Census Tract	740400

Owner

Source: Schoharie County and Seward Town records · APN 434400 41.-3-18

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	811 LOWE RD, COBLESKILL, NY 12043-6628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2001 · Amount on Record
Deed Sale	Sep 26, 2001 · Amount on Record
Prior Sale	Mar 06, 1996 · Amount on Record
Deed Book / Page	702 / 31
Last Transfer Date	Jan 10, 2023
Transfer Doc	0001183/77
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 26, 2023
Property Address	811 LOWE RD, COBLESKILL, NY 12043-6628
Document Number	0001183/77
Book / Page	1183 / 77
Instrument Date	Jan 10, 2023
Instrument	820324
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 LOWE RD, COBLESKILL, NY 12043-6628

Tax Assessment & Valuation

Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00 (+35.9%)	$50,000 (-) Land $7,300 Building $42,700	$121,951 (+21.95%) Land $17,805 Building $104,146
2023		$50,000 Land $7,300 Building $42,700	$100,000 Land $14,600 Building $85,400
2020	$1,886.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.