831 Eagle Ridge Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 831 Eagle Ridge Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,097 sqft · built 2004
Lot Size	0.514 acres (22,408 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jul 2004)
Tax Bill	$18,248 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-2170-008-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2170-008-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,097 sqft Living Area
1st Floor Area	2,238 sqft
2nd Floor Area	1,859 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	22,408 sqft (0.514 acres)
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	831 EAGLE RIDGE CIR
City	FOLSOM
State	CA
Zip	95630-6241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE 48, LOT 28
Legal Subdivision	EMPIRE RANCH VILLAGE 48
Legal Lot Number	28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2004
Census Tract	8510

Owner

831 Eagle Ridge Cir is owned and occupied by two individuals who acquired it in December 2019.

Source: Sacramento County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	831 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Dec 18, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 18, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage UMPQUA BK
Dec 18, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 22, 2019	Quit Claim Deed, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2004 · Amount on File
Deed Sale	Jul 29, 2004 · Amount on File
Prior Sale	May 30, 2003 · Amount on File
Deed Book / Page	20040729 / 2414
Last Transfer Date	Dec 12, 2019
Transfer Doc	12180000001505
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 13, 2026
Property Address	831 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241
Document Number	2026000789
Book / Page	20261013 / 789
Instrument Date	Oct 6, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241

Mortgage

Document Number	2026000789,
Date	Oct 13, 2026
Book Page	20261013/789

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 18, 2019
Property Address	831 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241
Document Number	1912181504
Instrument Date	Dec 13, 2019
Instrument	1912181504
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	831 EAGLE RIDGE CIR FOLSOM CA 956306241, FOLSOM, CA 95630-6241

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 18, 2019
Property Address	831 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241
Document Number	1912181505
Instrument Date	Dec 12, 2019
Instrument	1912181505
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	831 EAGLE RIDGE CIR FOLSOM CA 956306241, FOLSOM, CA 95630-6241

Mortgage

Document Number	1912181506
Date	Dec 18, 2019
Instrument	1912181506

Lender

Name	UMPQUA BK
Type	Bank
Address	VANCOUVER, WA 98660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2034

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 18, 2019
Property Address	831 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241
Document Number	1912181508
Instrument Date	Dec 12, 2019
Instrument	1912181508
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	831 EAGLE RIDGE CIR FOLSOM CA 956306241, FOLSOM, CA 95630-6241

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2019
Property Address	831 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241
Document Number	1911220516
Instrument Date	Oct 2, 2019
Instrument	1911220516
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	831 EAGLE RIDGE CIR FOLSOM CA 956306241, FOLSOM, CA 95630-6241

Mortgage

Document Number	1911220517
Date	Nov 22, 2019
Instrument	1911220517

Lender

Name	UMPQUA BK
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 831 Eagle Ridge Cir was $18,248, up 1.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,517,438 (+2%) Land $355,438 Building $1,162,000
2025	$18,248.00 (+1.84%)	$1,487,685 Land $348,469 Building $1,139,216
2024	$17,918.00 (+2.61%)
2023	$17,462.00 (+1.23%)	$1,429,919 Land $334,939 Building $1,094,980
2022	$17,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 831 Eagle Ridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 831 Eagle Ridge Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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