83 Barracuda St, Destin, FL 32541 Property Records

Okaloosa County property record for 83 Barracuda St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,460 sqft · built 1999
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on File
Last Sale	$479,000 (May 2010)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6073-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6073-3`
Alternative APN	`00-2S-22-0580-0023-0200`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,460 sqft Heated Area
Gross Area	3,648 sqft
1st Floor Area	2,390 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	1,440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	2,094 sqft
Patio Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	83 BARRACUDA ST
City	DESTIN
State	FL
Zip	32541-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BCH LOT 20 BLK 23
Legal Range	22
Legal Township	02S
Legal Subdivision	CRYSTAL BEACH
Legal Block	23
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1013
Census Tract	23308

Owner

83 Barracuda St is owned and occupied by an individual who bought it in May 2010.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	83 BARRACUDA ST, DESTIN, FL 32541-3606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2017	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2010 · Amount on File
Deed Sale	May 26, 2010 · Amount on File
Deed Document Number	2636156
Deed Book / Page	2937 / 0256
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	83 BARRACUDA ST, DESTIN, FL 32541-3606
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 BARRACUDA ST, DESTIN, FL 32541-3606

Mortgage

Document Number	0035503343
Date	Jun 2, 2021
Book Page	3550/3343
Instrument	3459966

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Aug 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	83 BARRACUDA ST, DESTIN, FL 32541-3606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034894519
Date	Sep 4, 2020
Book Page	3489/4519
Instrument	3388861

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jul 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	83 BARRACUDA ST, DESTIN, FL 32541-3606
Document Number	0032921162
Book / Page	003292 / 001162
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	83 BARRACUDA ST DESTIN FL 325413606, DESTIN, FL 32541-3606

Mortgage

Document Number	0032921162
Date	Mar 22, 2017
Book Page	003292/001162
Instrument	3124608

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 83 Barracuda St was $2,279 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$594,301	$1,204,233 Land $566,284 Building $637,949
2023	$6,442.00 (+21.02%) Homeowner's exemption	$577,854 (+20.35%)	$1,179,601 (+13.66%) Land $513,822 Building $665,779
2022	$5,323.00 Homeowner's exemption	$480,162	$1,037,808 Land $467,111 Building $570,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Barracuda St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Barracuda St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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