80 Barracuda St, Destin, FL 32541 Property Records

Okaloosa County property record for 80 Barracuda St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 3,521 sqft · built 1989
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Trust Names on File
Last Sale	$1,275,000 (Apr 2021)
Tax Bill	$16,422 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5856-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5856-2`
Alternative APNs	`00-2S-22-0580-0007-0120` `22S200058000070120`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Stories	3 Stories
Building Area	3,521 sqft Living Area
Gross Area	5,241 sqft
1st Floor Area	1,394 sqft
Upper Floors Area	1,607 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	650 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	991 sqft
Patio Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	80 BARRACUDA ST
City	DESTIN
State	FL
Zip	32541-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BCH E1/2 LOTS 12 & 13 BLK 7
Legal Subdivision	CRYSTAL BCH
Legal Block	7
Legal Lot Number	120
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1017
Census Tract	23308

Owner

80 Barracuda St is held in a trust since November 2021.

Source: Okaloosa County records, as of January 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3709 VALENCIA CT, FLOWER MOUND, TX 75022-5350
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST
Dec 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Nov 5, 2001 · Amount on File
Deed Document Number	20213444328
Deed Book / Page	3537 / 3100
Last Transfer Date	Nov 13, 2021
Transfer Doc	0035873685
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Dec 19, 2023
Property Address	80 BARRACUDA ST, DESTIN, FL 32541-3605
Document Number	0003662569
Map Reference	MB 1 PG 17
Instrument Date	May 28, 2022
Instrument	3662569
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3709 VALENCIA CT, FLOWER MOUND, TX 75022-5350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3709 VALENCIA CT, FLOWER MOUND, TX 75022-5350

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Nov 17, 2021
Property Address	80 BARRACUDA ST, DESTIN, FL 32541-3605
Document Number	0035873685
Book / Page	3587 / 3685
Map Reference	MB 1 PG 17
Instrument Date	Nov 13, 2021
Instrument	3506080
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 BARRACUDA ST, DESTIN, FL 32541-3605

Mortgage

Document Number	35873690
Date	Nov 17, 2021
Instrument	3587/3690

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 7, 2021
Property Address	80 BARRACUDA ST, DESTIN, FL 32541-3605
Document Number	0035373100
Book / Page	3537 / 3100
Map Reference	MB 1 PG 17
Instrument Date	Mar 31, 2021
Instrument	3444328
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 WASH RD, 500, FRANKFORT, KY 40601-8958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 SHADYWOOD CT, FLOWER MOUND, TX 75028-4293

Mortgage

Document Number	35373102
Date	Apr 7, 2021
Instrument	3537/3102

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 18, 2017
Property Address	80 BARRACUDA ST, DESTIN, FL 32541-3605
Document Number	0033301234
Book / Page	003330 / 001234
Instrument Date	Jul 20, 2017
Instrument	3178393
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	500 WASH RD FRANKFORT KY 406018958, FRANKFORT, KY 40601-8958

Tax Assessment & Valuation

The 2025 property tax bill for 80 Barracuda St was $16,422.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,422.00	$1,386,605 Land $566,284 Building $820,321	$1,386,605 Land $566,284 Building $820,321
2023	$15,275.00 (+14.45%)	$1,350,098 (+21.9%) Land $513,822 Building $836,276	$1,350,098 (+21.9%) Land $513,822 Building $836,276
2022	$13,346.00	$1,107,521 Land $467,111 Building $640,410	$1,107,521 Land $467,111 Building $640,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 80 Barracuda St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 80 Barracuda St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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