85 Barracuda St, Destin, FL 32541 Property Records

Okaloosa County property record for 85 Barracuda St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 3,318 sqft · built 2015
Lot Size	0.172 acres (7,499 sqft)
Owner	Company Name on Record
Last Sale	$1,225,000 (Jul 2019)
Tax Bill	$16,174 (2025)
Deeds & Mortgages	Jul 2019 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6072-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6072-5`
Alternative APNs	`00-2S-22-0580-0023-0190` `22S200058000230190`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,318 sqft Living Area
Gross Area	4,185 sqft
1st Floor Area	1,353 sqft
Flooring	Vinyl/Resilient
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Other
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Porch	Finished/Open Porch
Porch Area	528 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 BARRACUDA ST
City	DESTIN
State	FL
Zip	32541-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 19 BLK 23
Legal Subdivision	CRYSTAL BEACH
Legal Block	23
Legal Lot Number	19
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1013
Census Tract	23308

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6011 E 109TH PL, TULSA, OK 74137-7220
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS
Nov 17, 2017	Correction Deed · ARM RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20193294424
Deed Book / Page	3411 / 1368
Prior Transfer Date	Oct 2, 2002
Prior Transfer Doc	0001958237
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 30, 2019
Property Address	85 BARRACUDA ST, DESTIN, FL 32541-3606
Document Number	0034111368
Book / Page	003411 / 001368
Instrument Date	Jul 26, 2019
Instrument	3294424
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$8,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6011 E 109TH PL TULSA OK 741377220, TULSA, OK 74137-7220

November 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 17, 2017
Property Address	85 BARRACUDA ST, DESTIN, FL 32541-3606
Document Number	0033262610
Book / Page	3326 / 2610
Map Reference	MB1 PG17
Instrument Date	Nov 15, 2017
Instrument	3173151
Record Updated	Sep 17, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 RAMSEY TRL, 419, ROANOKE, TX 76262-9705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 GARDEN VIEW LN, MATTHEWS, NC 28104-8064

Mortgage

Document Number	3173152
Date	Nov 17, 2017
Instrument	3173152

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,174.00 (+10.29%)	$1,468,609 (+2.85%) Land $566,284 Building $902,325	$1,468,609 (+2.85%) Land $566,284 Building $902,325
2023	$14,665.00 (+15.21%)	$1,427,956 (+22.47%) Land $513,822 Building $914,134	$1,427,956 (+22.47%) Land $513,822 Building $914,134
2022	$12,729.00	$1,165,994 Land $467,111 Building $698,883	$1,165,994 Land $467,111 Building $698,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Barracuda St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures