75 Barracuda St, Destin, FL 32541 Property Records

Okaloosa County property record for 75 Barracuda St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1990
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Apr 2018)
Tax Bill	$10,142 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5841-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5841-4`
Alternative APNs	`00-2S-22-0580-0006-0170` `22S200058000060170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,569 sqft Living Area
Gross Area	2,287 sqft
1st Floor Area	993 sqft
Upper Floors Area	576 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	484 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	234 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	75 BARRACUDA ST
City	DESTIN
State	FL
Zip	32541-3664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BCH LOT 17 BLK 6
Legal Subdivision	CRYSTAL BCH
Legal Block	6
Legal Lot Number	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1018
Census Tract	23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34121 SUMMERHILL LN, CHESTERFIELD, MI 48047-4180
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 12, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 3, 2017	Trustee's Deed, Transfer Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Prior Sale	Aug 3, 2017 · Amount on Record
Deed Document Number	20183200367
Deed Book / Page	3345 / 2770
Prior Transfer Date	Mar 14, 2014
Prior Transfer Doc	0031394272
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	75 BARRACUDA ST, DESTIN, FL 32541-3664
Document Number	0034294664
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 BARRACUDA ST DESTIN FL 325413664, DESTIN, FL 32541-3664

Mortgage

Document Number	0034294664
Date	Nov 21, 2019
Book Page	003429/004664
Instrument	3319617

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 12, 2018
Property Address	75 BARRACUDA ST, DESTIN, FL 32541-3664
Document Number	0033452770
Book / Page	003345 / 002770
Instrument Date	Apr 6, 2018
Instrument	3200367
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34121 SUMMERHILL LN CHESTERFIELD MI 480474180, CHESTERFIELD, MI 48047-4180

Mortgage

Document Number	33452772
Date	Apr 12, 2018
Book Page	003345/002772
Instrument	3200368

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 3, 2017
Property Address	75 BARRACUDA ST, DESTIN, FL 32541-3664
Document Number	0033113443
Book / Page	003311 / 003443
Instrument Date	Jul 18, 2017
Instrument	3151631
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Tax	$0.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5353 DOGWOOD CT MOBILE AL 366933209, MOBILE, AL 36693-3209

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,142.00 (+10.97%)	$896,582 (+3.61%) Land $566,284 Building $330,298	$896,582 (+3.61%) Land $566,284 Building $330,298
2023	$9,139.00 (+15.8%)	$865,368 (+17.6%) Land $513,822 Building $351,546	$865,368 (+17.6%) Land $513,822 Building $351,546
2022	$7,892.00	$735,853 Land $467,111 Building $268,742	$735,853 Land $467,111 Building $268,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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