828 Wayne Ave, Defiance, OH 43512 Property Records

Defiance County property record for 828 Wayne Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1997
Lot Size	0.16 acres (6,952 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Aug 2018)
Tax Bill	$635 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B011036001100`

Property Details

APN / Parcel Number

Primary APN	`B011036001100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	872 sqft
Upper Floors Area	150 sqft
Attic	Attic
Attic Area	150 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,952 sqft (0.16 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Porch	Slab
Porch Area	126 sqft
Silo	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 WAYNE AVE
City	DEFIANCE
State	OH
Zip	43512-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLGATES 2ND ADD BLOCK 3 LOT 4 PT
Legal Subdivision	HOLGATES ADD 2
Legal Block	3
Legal Lot Number	4
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	1
Census Block	1036
Census Tract	958700

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Oct 21, 2005	Deed of Trust, Mortgage · Line of Credit STATE BANK & TRUST CO
Aug 21, 2023	Transfer on Death Deed, Transfer
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Sep 16, 1998 · Amount on Record
Deed Document Number	20183415
Deed Book / Page	414 / 125
Last Transfer Date	Aug 21, 2023
Transfer Doc	00458/2765
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868

Mortgage

Document Number	000449/527
Date	May 25, 2022
Book Page	449/527
Instrument	202200002534

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868

Mortgage

Document Number	000441/167
Date	Aug 4, 2021
Book Page	441/167
Instrument	202100004345

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00298/0028
Date	Oct 21, 2005
Book Page	298/0028
Instrument	200500007369

Lender

Name	STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 21, 2023
Property Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868
Document Number	00458/2765
Book / Page	458 / 2765
Instrument Date	Aug 17, 2023
Instrument	202300002901
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 3, 2018
Property Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868
Document Number	414/0125
Book / Page	414 / 0125
Instrument Date	Aug 3, 2018
Instrument	201800003415
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 WAYNE AVE, DEFIANCE, OH 43512-2868

Mortgage

Document Number	201800003416
Date	Aug 3, 2018
Instrument	201800003416

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00 Homeowner's exemption	$26,830 (-) Land $3,360 Building $23,470
2024	$635.00 (-4.51%) Homeowner's exemption	$26,830 (-) Land $3,360 Building $23,470	$76,660 (+%) Land $9,600 Building $67,060
2023	$665.00 (+55.01%) Homeowner's exemption	$26,830 (+41.14%) Land $3,360 Building $23,470	$76,657 (+41.17%) Land $9,600 Building $67,057
2022	$429.00 Homeowner's exemption	$19,010 Land $3,360 Building $15,650
2020			$54,300 Land $9,600 Building $44,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1978–2009)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Mar 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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