725 Wayne Ave, Defiance, OH 43512 Property Records

Defiance County property record for 725 Wayne Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 1890
Lot Size	0.137 acres (5,959 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (May 2023)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B011035001200`

Property Details

APN / Parcel Number

Primary APN	`B011035001200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	4,296 sqft
1st Floor Area	1,246 sqft
Upper Floors Area	806 sqft
Attic	Attic
Attic Area	806 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,959 sqft (0.137 acres)
Lot Dimensions	149 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	725 WAYNE AVE
City	DEFIANCE
State	OH
Zip	43512-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLGATES 2ND ADD BLOCK 1 LOT 7 & 8 PT
Legal Subdivision	HOLGATES ADD 2
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	1
Census Block	1034
Census Tract	958700

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 WAYNE AVE, DEFIANCE, OH 43512-2865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 27, 2018	Executor's Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	20231796
Deed Book / Page	456 / 2871
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	May 31, 2023
Property Address	725 WAYNE AVE, DEFIANCE, OH 43512-2865
Document Number	00456/2871
Book / Page	456 / 2871
Instrument Date	May 27, 2023
Instrument	202300001796
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 WAYNE AVE, DEFIANCE, OH 43512-2865

Mortgage

Document Number	202300001797
Date	May 31, 2023
Instrument	202300001797

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	725 WAYNE AVE, DEFIANCE, OH 43512-2865
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000450/850
Date	Jul 12, 2022
Book Page	450/850
Instrument	202200003245

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 27, 2018
Property Address	725 WAYNE AVE, DEFIANCE, OH 43512-2865
Document Number	414/1640
Book / Page	414 / 1640
Instrument Date	Aug 27, 2018
Instrument	201800003770
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 WAYNE AVE, DEFIANCE, OH 43512-2865

Mortgage

Document Number	201800003771
Date	Aug 27, 2018
Instrument	201800003771

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00	$41,660 (-) Land $3,080 Building $38,580
2024	$1,628.00 (+3.83%)	$41,660 (-) Land $3,080 Building $38,580	$119,040 (+0.01%) Land $8,800 Building $110,240
2023	$1,568.00 (+14.45%)	$41,660 (+27.36%) Land $3,080 Building $38,580	$119,028 (+27.34%) Land $8,800 Building $110,228
2022	$1,370.00	$32,710 Land $3,050 Building $29,660
2020			$93,470 Land $8,720 Building $84,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1978–2009)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Mar 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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