82730 Cota Dr, Indio, CA 92203 Property Records

Riverside County property record for 82730 Cota Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,179 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jul 2019)
Tax Bill	$5,684 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`692-210-035`

Property Details

APN / Parcel Number

Primary APN	`692-210-035`
Alternative APN	`679430035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	2,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679430035
Street Address	82730 COTA DR
City	INDIO
State	CA
Zip	92203-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.18 ACRES M/L IN LOT 34 MB 338/004 TR 30796
Legal Subdivision	338M04-07
Legal Tract	30796
Legal Lot Number	34
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2009
Census Tract	45305

Owner

Source: Riverside County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82730 COTA DR, INDIO, CA 92203-3172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jul 1, 2019	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Document Number	2019239440
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 24, 2026
Property Address	82730 COTA DR, INDIO, CA 92203-3172
Document Number	0000265378
Instrument Date	Jun 12, 2026
Instrument	2026265378
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82730 COTA DR, INDIO, CA 92203-3172
Investor	Possibly a Property Investor

Mortgage

Document Number	0000265378,
Date	Aug 24, 2026
Instrument	2026265378

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2041

Interest

Max Rate	-1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 1, 2019
Property Address	82730 COTA DR, INDIO, CA 92203-3172
Document Number	0000239440
Map Reference	MB 338 PG 4-7
Instrument Date	May 14, 2019
Instrument	2019-0239440
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	82730 COTA DR, INDIO, CA 92203-3172
Investor	Possibly a Property Investor

Mortgage

Document Number	0000239441
Date	Jul 1, 2019
Instrument	2019-0239441

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,271 (+2%) Land $27,886 Building $351,385
2025	$5,684.00 (+5.75%)	$371,836 (+4.04%) Land $27,340 Building $344,496
2023	$5,375.00 (+2.24%)	$357,399 Land $26,279 Building $331,120
2022	$5,257.00
2021			$438,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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