82698 Cota Dr, Indio, CA 92203 Property Records

Riverside County property record for 82698 Cota Dr, Indio, CA 92203

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,979 sqft · built 2004
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$513,500 (Dec 2023)
Tax Bill$7,796 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN692-210-033

Property Details

APN / Parcel Number

Primary APN692-210-033
Alternative APN
  • 679430033

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,979 sqft Living Area
Gross Area2,797 sqft
1st Floor Area1,979 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number679430033
Street Address82698 COTA DR
CityINDIO
StateCA
Zip92203-3172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.18 ACRES M/L IN LOT 32 MB 338/004 TR 30796
Legal SubdivisionTRACT NO. 30796
Legal Tract30796
Legal Lot Number32
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group2
Census Block2009
Census Tract45305

Owner

82698 Cota Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address82698 COTA DR, INDIO, CA 92203-3172
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2023 · Amount on File
Deed SaleDec 12, 2023 · Amount on File
Prior SaleJan 13, 2005 · Amount on File
Deed Document Number2023369245
Record UpdatedOct 29, 2026

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 12, 2023
Property Address82698 COTA DR, INDIO, CA 92203-3172
Document Number0000369245
Map ReferenceMB 338 PG 4-7
Instrument DateNov 15, 2023
Instrument2023-0369245
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address82698 COTA DR, INDIO, CA 92203-3172

Mortgage

Document Number0000369246
DateDec 12, 2023
Instrument2023-0369246
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 82698 Cota Dr was $7,796.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$534,243 (+2%) Land $133,559 Building $400,684
2025$7,796.00$523,769 Land $130,941 Building $392,828
2023$6,981.00 (+10.69%)$485,353 Land $121,744 Building $363,609
2022$6,307.00
2021$464,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82698 Cota Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82698 Cota Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: GeoLinks, Verizon.

Nearby Properties on Cota Dr

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