82747 Cota Dr, Indio, CA 92203 Property Records

Riverside County property record for 82747 Cota Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,751 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Oct 2019)
Tax Bill	$6,734 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`692-210-004`

Property Details

APN / Parcel Number

Primary APN	`692-210-004`
Alternative APN	`679430004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,751 sqft Living Area
Gross Area	3,655 sqft
1st Floor Area	2,751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679430004
Street Address	82747 COTA DR
City	INDIO
State	CA
Zip	92203-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.21 ACRES M/L IN LOT 3 MB 338/004 TR 30796
Legal Subdivision	TRACT NO 30796
Legal Tract	30796
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45305

Owner

82747 Cota Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Riverside County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82747 COTA DR, INDIO, CA 92203-3172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2019	Grant Deed, Transfer · FHA Mortgage SWIFTSURE LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Jan 28, 2005 · Amount on File
Deed Document Number	2019416212
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82747 COTA DR, INDIO, CA 92203-3172
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82747 COTA DR, INDIO, CA 92203-3172

Mortgage

Document Number	0000228203
Date	Aug 4, 2023
Instrument	2023-0228203

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82747 COTA DR, INDIO, CA 92203-3172
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82747 COTA DR, INDIO, CA 92203-3172

Mortgage

Document Number	0000082201
Date	Feb 17, 2022
Instrument	2022-0082201

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 16, 2019
Property Address	82747 COTA DR, INDIO, CA 92203-3172
Document Number	0000416212
Instrument Date	Aug 27, 2019
Instrument	416212
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	82747 COTA DR INDIO CA 922033172, INDIO, CA 92203-3172

Mortgage

Document Number	416213
Date	Oct 16, 2019
Instrument	416213

Lender

Name	SWIFTSURE LNS
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 82747 Cota Dr was $6,734.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,589 (+2%) Land $27,886 Building $431,703
2025	$6,734.00	$450,579 Land $27,340 Building $423,239
2023	$6,252.00 (+4.01%)	$433,084 Land $26,279 Building $406,805
2022	$6,011.00
2021			$503,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82747 Cota Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82747 Cota Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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