82685 Cota Dr, Indio, CA 92203 Property Records

Riverside County property record for 82685 Cota Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,439 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Oct 2014)
Tax Bill	$5,404 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`692-210-008`

Property Details

APN / Parcel Number

Primary APN	`692-210-008`
Alternative APN	`679430008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	3,298 sqft
1st Floor Area	2,439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679430008
Street Address	82685 COTA DR
City	INDIO
State	CA
Zip	92203-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.20 ACRES M/L IN LOT 7 MB 338/004 TR 30796
Legal Subdivision	TRACT NO 30796
Legal Tract	30796
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45305

Owner

82685 Cota Dr is owned and occupied by an individual who bought it in October 2014.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	82685 COTA DR, INDIO, CA 92203-3172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2014 · Amount on File
Deed Sale	Oct 21, 2014 · Amount on File
Prior Sale	May 31, 2011 · Amount on File
Deed Document Number	2014399702
Prior Transfer Date	Sep 7, 2011
Prior Transfer Doc	0000398967
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82685 COTA DR, INDIO, CA 92203-3172
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82685 COTA DR, INDIO, CA 92203-3172

Mortgage

Document Number	0000391710
Date	Aug 25, 2020
Instrument	2020-0391710

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82685 COTA DR, INDIO, CA 92203-3172
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82685 COLA DR, INDIO, CA 92203-3172

Mortgage

Document Number	0000297446
Date	May 13, 2021
Instrument	2021-0297446

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 82685 Cota Dr was $5,404 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,045 (+2%) Land $88,258 Building $264,787
2025	$5,404.00 Homeowner's exemption	$346,124 Land $86,528 Building $259,596
2023	$4,937.00 (+0.84%) Homeowner's exemption	$332,685 Land $83,169 Building $249,516
2022	$4,896.00
2021			$483,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82685 Cota Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82685 Cota Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

Nearby Properties on Cota Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures