827 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 827 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,028 sqft · built 1984
Lot Size	0.998 acres (43,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Nov 2017)
Tax Bill	$5,041 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-049063`

Property Details

APN / Parcel Number

Primary APN	`04-049063`
Alternative APNs	`4049063` `049063`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,028 sqft Total Area
Basement Area	616 sqft
Finished Basement	616 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,472 sqft (0.998 acres)
Garage Type	Mixed
Garage Area	1,584 sqft
Parking Spaces	5 Parking Spaces
Deck Area	192 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	049063
Street Address	827 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 9 - 43472 SQ FT WILDA DR 23-183 SC 1 PEACH MILL ESTS PLT B
Legal Subdivision	PEACH MILL ESTATES SEC 01
Legal Lot Number	9
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	827 WILDA DR, WESTMINSTER, MD 21157-8353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Nov 7, 2017	Grant Deed, Transfer · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	Feb 10, 1998 · Amount on Record
Deed Document Number	20178857-0283
Deed Book / Page	8857 / 283
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Jul 28, 2026
Property Address	827 WILDA DR, WESTMINSTER, MD 21157-8353
Document Number	1182000377
Book / Page	11820 / 377
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	PASSPORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 WILDA DR, WESTMINSTER, MD 21157-8353

Mortgage

Document Number	1182000377,
Date	Jul 28, 2026
Book Page	11820/377

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 21, 2033

Interest

Rate	6.47%
Max Rate	-1%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 7, 2017
Property Address	827 WILDA DR, WESTMINSTER, MD 21157-8353
Document Number	0088570283
Book / Page	008857 / 000283
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	CAPITOL TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 WILDA DR WESTMINSTER MD 211578353, WESTMINSTER, MD 21157-8353

Mortgage

Document Number	88570290
Date	Nov 7, 2017
Book Page	008857/000290

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,041.00 (+7%)	$444,800 (+25.78%)	$503,800 (+21.31%) Land $199,800 Building $304,000
2025	$4,711.00 (+17.89%)
2023	$3,996.00	$353,633	$415,300 Land $159,900 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

Nearby Properties on Wilda Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures