822 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 822 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,000 sqft · built 1984
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Aug 2003)
Tax Bill	$4,034 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-048873`

Property Details

APN / Parcel Number

Primary APN	`04-048873`
Alternative APNs	`4048873` `048873`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,000 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Patio Area	400 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	048873
Street Address	822 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 21 - 1.11 ACS WILDA DR 23-177 SC 1 PEACH MILL ESTS PL A
Legal Subdivision	PEACH MILL ESTATES
Legal Lot Number	21
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2009
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	822 WILDA DR, WESTMINSTER, MD 21157-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2003 · Amount on Record
Deed Sale	Aug 21, 2003 · Amount on Record
Prior Sale	Jul 8, 1993 · Amount on Record
Deed Document Number	2003744
Deed Book / Page	3593 / 726
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	822 WILDA DR, WESTMINSTER, MD 21157-8352
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, TOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116530494
Date	Dec 30, 2025
Book Page	11653/494

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	822 WILDA DR, WESTMINSTER, MD 21157-8352
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101280089
Date	Feb 25, 2021
Book Page	10128/89

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,034.00 (+5.16%) Homeowner's exemption	$373,367 (+20.66%)	$424,700 (+22.15%) Land $201,100 Building $223,600
2025	$3,836.00 (+9.73%) Homeowner's exemption
2023	$3,496.00 Homeowner's exemption	$309,433	$347,700 Land $161,100 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Wilda Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures