824 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 824 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,344 sqft · built 1984
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jun 2001)
Tax Bill	$5,647 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-048865`

Property Details

APN / Parcel Number

Primary APN	`04-048865`
Alternative APNs	`4048865` `048865`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,344 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	220 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	048865
Street Address	824 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 20 - 1.09 ACS WILDA DRIVE PLT 23-177 PEACH MILL EST SC 1 PL A
Legal Subdivision	PEACH MILL ESTATES ADD
Legal Lot Number	20
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2009
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	824 WILDA DR, WESTMINSTER, MD 21157-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 28, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2001 · Amount on File
Deed Sale	Jun 13, 2001 · Amount on File
Prior Sale	Apr 22, 1987 · Amount on File
Deed Document Number	20014888
Deed Book / Page	2567 / 86
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	824 WILDA DR, WESTMINSTER, MD 21157-8352
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111980123
Date	Feb 27, 2024
Book Page	11198/123

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	824 WILDA DR, WESTMINSTER, MD 21157-8352
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104230210
Date	Aug 25, 2021
Book Page	10423/210

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jul 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	824 WILDA DR, WESTMINSTER, MD 21157-8352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093730039
Date	Aug 12, 2019
Book Page	9373/0039

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	OWINGS MILLS, MD 21117

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	96 Months
Due	Aug 1, 2027

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	824 WILDA DR, WESTMINSTER, MD 21157-8352
Document Number	0098210401
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	824 WILDA DR WESTMINSTER MD 211578352, WESTMINSTER, MD 21157-8352

Mortgage

Document Number	0098210401
Date	Aug 26, 2020
Book Page	009821/000401

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	9231 LAKESIDE BLVD, OWINGS MILLS, MD 21117-3859

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2040

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,647.00 (+5.14%) Homeowner's exemption	$529,500 (+6.95%)	$598,300 (+20.84%) Land $200,900 Building $397,400
2025	$5,371.00 (+8.81%) Homeowner's exemption	$495,100 (+13.34%) Land $160,900 Building $334,200	$495,100 (-) Land $160,900 Building $334,200
2023	$4,936.00 Homeowner's exemption	$436,833	$495,100 Land $160,900 Building $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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