831 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 831 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 956 sqft · built 1985
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Aug 2023)
Tax Bill	$3,706 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-049098`

Property Details

APN / Parcel Number

Primary APN	`04-049098`
Alternative APNs	`4049098` `049098`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	956 sqft Total Area
Basement Area	841 sqft
Finished Basement	841 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Deck Area	524 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	049098
Street Address	831 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 11 -1.44 ACS 831 WILDA DR 23-183 SC PEACH MILL ESTS PL B 23
Legal Subdivision	PEACH MILL ESTATES SEC 01
Legal Lot Number	11
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	831 WILDA DR, WESTMINSTER, MD 21157-8353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Nov 21, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NFM LENDING
Jun 8, 2022	Trustee's Deed, Foreclosure
Jun 2, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Book / Page	11091 / 445
Last Transfer Date	Nov 21, 2025
Transfer Doc	0116250345
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	831 WILDA DR, WESTMINSTER, MD 21157-8353
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	UNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 LAFAYETTE AVE, CATONSVILLE, MD 21228-1727

Mortgage

Document Number	0110910452
Date	Aug 10, 2023
Book Page	11091/452

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Nov 21, 2025
Property Address	831 WILDA DR, WESTMINSTER, MD 21157-8353
Document Number	0116250345
Book / Page	11625 / 345
Map Reference	MB 23 FO 183
Instrument Date	Oct 16, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	UNKNOWN, DOMA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 WILDA DR, WESTMINSTER, MD 21157-8353

Mortgage

Document Number	0011625349
Date	Nov 21, 2025
Instrument	11625/349

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 8, 2022
Property Address	831 WILDA DR, WESTMINSTER, MD 21157-8353
Document Number	0107970428
Book / Page	10797 / 428
Map Reference	MB 23 FO 183
Instrument Date	May 18, 2022
Transaction Type	Foreclosure
Record Updated	Jun 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 2, 2022
Property Address	831 WILDA DR, WESTMINSTER, MD 21157-8353
Document Number	0107910189
Book / Page	10791 / 189
Map Reference	MB 23 FO 183
Instrument Date	May 18, 2022
Transaction Type	Foreclosure
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,706.00 (+5.43%) Homeowner's exemption	$358,533 (+14.04%)	$446,800 (+42.11%) Land $204,400 Building $242,400
2025	$3,515.00 (+14.35%) Homeowner's exemption	$314,400 (+15.56%) Land $164,400 Building $150,000	$314,400 (-) Land $164,400 Building $150,000
2023	$3,074.00	$272,067	$314,400 Land $164,400 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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