Fond Du Lac County property record for 826 Congress St, Ripon, WI 54971
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,212 sqft · built 1930 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,350 (Dec 2024) |
| Tax Bill | $1,292 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | RIP-16-14-99-CE-664-00 |
| Primary APN | RIP-16-14-99-CE-664-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 432 sqft |
| Basement Area | 780 sqft |
| Game Room | Game Room |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 10.7 ft deep x 8.2 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Deck Area | 81 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 826 CONGRESS ST |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Description | S20 T16N R14E CERESCO PLAT W 73.50' OF S 1/2 OF LOT 4 BLK 15 AND 16.50' OF ABUTTING VACATED ALLEY |
| Legal Range | 14E |
| Legal Township | 16N |
| Legal Section | 20 |
| Legal Subdivision | CERESCO PLAT |
| Legal Block | 15 |
| Legal Lot Number | 4 |
| Jurisdiction | FOND DU LAC WI |
| Township / Civil Division | RIPON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 41600 |
826 Congress St is owned and occupied by an individual who bought it in December 2024.
Source: Fond Du Lac County records, as of March 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 826 CONGRESS ST, RIPON, WI 54971-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on File |
| Deed Sale | Dec 3, 2024 · Amount on File |
| Deed Document Number | 20241202980 |
| Prior Transfer Date | Nov 26, 2024 |
| Prior Transfer Doc | 0001202980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 826 CONGRESS ST, RIPON, WI 54971-1406 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001174429 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 1174429 |
| Name | GOLDEN RULE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | RIPON, WI 54971 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 826 Congress St was $1,292 with a homeowner's exemption.
Source: Fond Du Lac County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,292.00 | $61,900 Land $19,000 Building $42,900 | $95,472 Land $29,305 Building $66,167 |
| 2023 | $1,072.00 Homeowner's exemption | $61,900 Land $19,000 Building $42,900 | $72,720 Land $22,321 Building $50,399 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 826 Congress St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 826 Congress St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.
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