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712 Congress St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 712 Congress St, Ripon, WI 54971

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,120 sqft · built 1981
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Aug 2020)
Tax Bill$2,270 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNRIP-16-14-99-CE-744-00

Property Details

APN / Parcel Number

Primary APNRIP-16-14-99-CE-744-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area8,886 sqft (0.204 acres)
Lot Dimensions12 ft deep x 7.5 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address712 CONGRESS ST
CityRIPON
StateWI
Zip54971-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code8
Legal DescriptionS20 T16N R14E CERESCO PLAT PT OF LOT 4 BLK 16 COM ON N LI CONGRESS ST 4.5 RDS W OF W LI CEDAR ST TH RUN W 74 1/2' N 120' E 74
Legal Range14E
Legal Township16N
Legal Section20
Legal SubdivisionRDS W OF W LI CEDAR ST TH RUN
Legal Block16
Legal Lot Number4
JurisdictionFOND DU LAC WI
Township / Civil DivisionRIPON
Census Block Group4
Census Block4008
Census Tract41600

Owner

712 Congress St is owned and occupied by an individual who bought it in August 2020.

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address712 CONGRESS ST, RIPON, WI 54971-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2020 · Amount on File
Deed SaleAug 21, 2020 · Amount on File
Deed Document Number20201135348
Prior Transfer DateApr 17, 2006
Prior Transfer Doc0000873470
Record UpdatedJun 8, 2026

August 2020: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionFOND DU LAC WI
Recording DateAug 21, 2020
Property Address712 CONGRESS ST, RIPON, WI 54971-1416
Document Number0001135348
Instrument DateAug 21, 2020
Instrument1135348
Transaction TypeTransfer
Record UpdatedFeb 14, 2022
Title CompanyWARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 CONGRESS ST, RIPON, WI 54971-1416

Mortgage

Document Number0001135349
DateAug 21, 2020
Instrument1135349
Lender
NameHORICON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 712 Congress St was $2,270.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,270.00$94,700 Land $19,000 Building $75,700$146,061 Land $29,305 Building $116,756
2023$2,086.00$94,700 Land $19,000 Building $75,700$111,254 Land $22,321 Building $88,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Congress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Congress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIPON WATER UTILITY
serves 7,716 people · EPA ID WI4200476
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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