719 Congress St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 719 Congress St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1953
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Oct 2020)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-20-13-050-04`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-20-13-050-04`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	14.8 ft deep x 6.1 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	273 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	719 CONGRESS ST
City	RIPON
State	WI
Zip	54971-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S20 T16N R14E NEWTON'S RESURVEY LOT 1 CSM #5690-36-78 LOC IN SE 1/4 NE 1/4 & NE 1/4 SE 1/4
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4013
Census Tract	41600

Owner

719 Congress St is owned and occupied by two individuals who bought it in October 2020.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	719 CONGRESS ST, RIPON, WI 54971-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage SUMMIT CU
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUMMIT CU
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Sep 24, 2008 · Amount on File
Deed Document Number	20201138910
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0001138910
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	719 CONGRESS ST, RIPON, WI 54971-1415
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001091491
Date	Oct 30, 2017
Instrument	1091491

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	719 CONGRESS ST, RIPON, WI 54971-1415
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001120255
Date	Oct 21, 2019
Instrument	1120255

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	145 Months
Due	Nov 5, 2031

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 19, 2020
Property Address	719 CONGRESS ST, RIPON, WI 54971-1415
Document Number	0001138910
Map Reference	DOC 670040
Instrument Date	Oct 15, 2020
Instrument	1138910
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 CONGRESS ST, RIPON, WI 54971-1415

Mortgage

Document Number	0001138911
Date	Oct 19, 2020
Instrument	1138911

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 719 Congress St was $2,462 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,462.00	$109,500 Land $19,000 Building $90,500	$168,887 Land $29,305 Building $139,582
2023	$2,157.00 Homeowner's exemption	$109,500 Land $19,000 Building $90,500	$128,641 Land $22,321 Building $106,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 719 Congress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 719 Congress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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