716 Congress St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 716 Congress St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1959
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,509 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CE-740-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CE-740-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	27 ft deep x 7.5 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	308 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	716 CONGRESS ST
City	RIPON
State	WI
Zip	54971-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S20 T16N R14E CERESCO PLAT PT OF LOTS 1 & 4 & PT VAC ALLEY BLK 16 COM 8.25' W OF SW COR SD LOT 4 TH N 270' E 74.67' S 270' W
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	CERESCO PLAT
Legal Block	16
Legal Lot Number	4
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4008
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 CONGRESS ST, RIPON, WI 54971-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN RULE COMMUNITY CU
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit HORICON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	716 CONGRESS ST, RIPON, WI 54971-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1138013
Date	Oct 5, 2020
Instrument	1138013

Lender

Name	GOLDEN RULE COMMUNITY CU
Type	Credit Union
Address	RIPON, WI 54971

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	716 CONGRESS ST, RIPON, WI 54971-1416
Transaction Type	Mortgage
Record Updated	Apr 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1096518
Date	Mar 15, 2018
Instrument	1096518

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,509.00 (+14.05%)	$111,400 (-) Land $26,500 Building $84,900	$171,817 (+31.29%) Land $40,872 Building $130,945
2023	$2,200.00 Homeowner's exemption	$111,400 Land $26,500 Building $84,900	$130,873 Land $31,132 Building $99,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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