826 Co Rd 16, Gunnison, CO 81230 Property Records

Gunnison County property record for 826 Co Rd 16, Gunnison, CO 81230

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,886 sqft · built 2000
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Jun 2025)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R010389`

Property Details

APN / Parcel Number

Primary APN	`R010389`
Alternative APN	`378703101009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,886 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Water Source	Spring/Creek

Location & Zoning

Account Number	R010389
Street Address	826 COUNTY ROAD 16
City	GUNNISON
State	CO
Zip	81230-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, ZUGELDER SUBDIVISION, #702298
Legal Subdivision	ZUGELDER SUBDIVISION
Legal Lot Number	8
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	2
Census Block	2025
Census Tract	963701

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jan 3, 2024	Intrafamily Transfer, Transfer GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NUVISTA FCU
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
May 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Jan 3, 2024
Deed Document Number	702298
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303

Mortgage

Document Number	0000694549
Date	Dec 20, 2023
Instrument	694549

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2053

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUNNISON CO
Recording Date	Jan 3, 2024
Property Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000694705
Map Reference	DOC 287094
Instrument Date	Jan 2, 2024
Instrument	694705
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303

Mortgage

Document Number	0000685029
Date	Jun 6, 2022
Instrument	685029

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000674870
Date	Apr 5, 2021
Instrument	674870

Lender

Name	NUVISTA FCU
Type	Credit Union
Address	MONTROSE, CO 81401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303

Mortgage

Document Number	0000674271
Date	Mar 12, 2021
Instrument	674271

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	May 8, 2020
Property Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000666368
Map Reference	DOC 287094
Instrument Date	May 7, 2020
Instrument	666368
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Tax	$30.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,362.00 (+34.89%)	$42,910 (+16.16%) Land $8,460 Building $34,450	$686,490 (+24.52%) Land $135,300 Building $551,190
2024	$1,751.00 (+1.68%)	$36,940 (+11.1%) Land $10,220 Building $26,720
2023	$1,722.00 (+23.8%)	$33,250 (+44.57%) Land $9,200 Building $24,050	$551,300 (+66.61%) Land $152,500 Building $398,800
2022	$1,391.00	$23,000 Land $5,680 Building $17,320	$330,890 Land $81,700 Building $249,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GUNNISON serves 9,610 people · EPA ID CO0126325
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
Visionary Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Clearnetworx, Verizon.

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