776 Co Rd 16, Gunnison, CO 81230 Property Records

Gunnison County property record for 776 Co Rd 16, Gunnison, CO 81230

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,876 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$839,900 (Feb 2024)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R010386`

Property Details

APN / Parcel Number

Primary APN	`R010386`
Alternative APN	`378703101005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,876 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Account Number	R010386
Street Address	776 COUNTY ROAD 16
City	GUNNISON
State	CO
Zip	81230-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4B, ZUGELDER SUBDIVISION
Legal Subdivision	ZUGELDER SUBDIVISION
Legal Lot Number	4B
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	2
Census Block	2025
Census Tract	963701

Owner

Source: Gunnison County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 1/2 N 11TH ST, B, GUNNISON, CO 81230-3320
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	2024695157
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Feb 12, 2024
Property Address	776 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000695157
Instrument Date	Feb 12, 2024
Instrument	695157
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	GUNNISON COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	776 COUNTY ROAD 16, GUNNISON, CO 81230-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 1 2 N 11TH #B # B, B, GUNNISON, CO 81230

Mortgage

Document Number	0000695159
Date	Feb 12, 2024
Instrument	695159

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUNNISON CO
Recording Date	Feb 12, 2024
Property Address	776 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000695158
Instrument Date	Feb 12, 2024
Instrument	695158
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	776 COUNTY ROAD 16, GUNNISON, CO 81230-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 1 2 N 11TH #B # B, B, GUNNISON, CO 81230

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	776 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000660515
Date	Jun 13, 2019
Instrument	660515

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	776 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 COUNTY ROAD 13, GUNNISON, CO 81230-8722

Mortgage

Document Number	0000677933
Date	Jul 26, 2021
Instrument	677933

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (+37.73%)	$54,640 (+20.97%) Land $10,550 Building $44,090	$874,280 (+29.69%) Land $168,800 Building $705,480
2024	$2,181.00 (+1.73%)	$45,170 (+8.9%) Land $14,030 Building $31,140
2023	$2,144.00 (-10.41%)	$41,480 (+4.38%) Land $12,890 Building $28,590	$674,110 (+17.89%) Land $209,400 Building $464,710
2022	$2,393.00	$39,740 Land $5,820 Building $33,920	$571,820 Land $83,700 Building $488,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
Visionary Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Clearnetworx, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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