581 Co Rd 16, Gunnison, CO 81230 Property Records

Gunnison County property record for 581 Co Rd 16, Gunnison, CO 81230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,527 sqft · built 1976
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$618,200 (May 2023)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	May 2023 Sale May 2023 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`R010393`

Property Details

APN / Parcel Number

Primary APN	`R010393`
Alternative APN	`378703101013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,527 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	60,984 sqft (1.4 acres)
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	R010393
Street Address	581 COUNTY ROAD 16
City	GUNNISON
State	CO
Zip	81230-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, ZUGELDER SUBDIVISION
Legal Subdivision	ZUGELDER SUBDIVISION
Legal Lot Number	6
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	2
Census Block	2040
Census Tract	963701

Owner

Source: Gunnison County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Special Warranty Deed, Transfer GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON CNTY ABSTRACT CO LA
May 2, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2022	Beneficiary Deed, Transfer
Jul 13, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	2023690527
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0000682395
Record Updated	Sep 20, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	May 2, 2023
Property Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000690527
Map Reference	DOC 287094
Instrument Date	Apr 13, 2023
Instrument	690527
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON CNTY ABSTRACT CO LA

Transaction

Amount	Amount Recorded
Tax	$61.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1213 ROBERTSON ST, FORT COLLINS, CO 80524-3922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUNNISON CO
Recording Date	May 2, 2023
Property Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000690528
Map Reference	DOC 287094
Instrument Date	Apr 13, 2023
Instrument	690528
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1213 ROBERTSON ST, FORT COLLINS, CO 80524-3922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303

January 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	GUNNISON CO
Recording Date	Jan 12, 2022
Property Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000682395
Instrument Date	Jan 10, 2022
Instrument	682395
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N 7TH ST, GUNNISON, CO 81230-3544

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUNNISON CO
Recording Date	Jul 13, 2021
Property Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000677532
Map Reference	DOC 287094
Instrument Date	May 10, 2021
Instrument	677532
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 ROBERTSON ST, FORT COLLINS, CO 80524-3922

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Mar 23, 2021
Property Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000674531
Map Reference	DOC 287094
Instrument Date	Mar 19, 2021
Instrument	674531
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1458 E LAREDO ST, 1458, CHANDLER, AZ 85225-5360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 ROBERTSON ST, FORT COLLINS, CO 80524-3922

Mortgage

Document Number	0000674532
Date	Mar 23, 2021
Instrument	674532

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	May 24, 2017
Property Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000646625
Map Reference	DOC 287094
Instrument Date	May 23, 2017
Instrument	0646625
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10052 SAGE SPARROW CT, HIGHLANDS RANCH, CO 80129-6237

Mortgage

Document Number	0000646627
Date	May 24, 2017
Instrument	0646627

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUNNISON CO
Recording Date	May 24, 2017
Property Address	581 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000646626
Map Reference	DOC 287094
Instrument Date	May 23, 2017
Instrument	0646626
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10052 SAGE SPARROW CT, HIGHLANDS RANCH, CO 80129-6237

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,187.00 (+42.57%)	$39,720 (+21.13%) Land $10,550 Building $29,170	$635,480 (+29.86%) Land $168,800 Building $466,680
2024	$1,534.00 (+1.66%)	$32,790 (+12.68%) Land $14,030 Building $18,760
2023	$1,509.00 (-17.04%)	$29,100 (-3.51%) Land $12,450 Building $16,650	$489,360 (+12.78%) Land $209,400 Building $279,960
2022	$1,819.00	$30,160 Land $5,820 Building $24,340	$433,890 Land $83,700 Building $350,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
Visionary Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Clearnetworx, Verizon.

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