587 Co Rd 16, Gunnison, CO 81230 Property Records

Gunnison County property record for 587 Co Rd 16, Gunnison, CO 81230

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,206 sqft · built 2007
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Sep 2024)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R010397`

Property Details

APN / Parcel Number

Primary APN	`R010397`
Alternative APN	`378703101017`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Stories	1 Story
Building Area	1,206 sqft Living Area
Basement Area	475 sqft
Finished Basement	475 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	54,014 sqft (1.24 acres)
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	R010397
Street Address	587 COUNTY ROAD 16
City	GUNNISON
State	CO
Zip	81230-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, ZUGELDER REMAINDER TRACTS SUBDIVISION
Legal Subdivision	ZUGELDER REMAINDER TRACTS
Legal Lot Number	3
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	2
Census Block	2040
Census Tract	963701

Owner

Source: Gunnison County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 592, GUNNISON, CO 81230-0592
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Dec 1, 1999
Deed Document Number	2024698347
Prior Transfer Date	Sep 5, 2024
Prior Transfer Doc	0000698348
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	587 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000651926
Date	Feb 27, 2018
Instrument	0651926

Lender

Name	BANK OF THE WEST
Type	Bank
Address	UTICA, NY 13505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	587 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000644251
Date	Jan 4, 2017
Instrument	0644251

Lender

Name	BANK OF THE WEST
Type	Bank
Address	GUNNISON, CO 81230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	587 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	ENTERPRISE TITLE LLLP, ENTERPRISE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 COUNTY ROAD 16, GUNNISON, CO 81230-9303

Mortgage

Document Number	0000671011
Date	Nov 9, 2020
Instrument	671011

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUNNISON CO
Recording Date	Aug 30, 2021
Property Address	587 COUNTY ROAD 16, GUNNISON, CO 81230-9303
Document Number	0000678818
Instrument Date	Aug 24, 2021
Instrument	678818
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	587 COUNTY ROAD 16, GUNNISON, CO 81230-9303

Mortgage

Document Number	0000678819
Date	Aug 30, 2021
Instrument	678819

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00 (+36.23%)	$47,380 (+18.36%) Land $10,550 Building $36,830	$758,040 (+26.87%) Land $168,800 Building $589,240
2024	$1,913.00 (+1.7%)	$40,030 (+10.12%) Land $14,030 Building $26,000
2023	$1,881.00 (-7.07%)	$36,350 (+8.25%) Land $12,740 Building $23,610	$597,510 (+23.66%) Land $209,400 Building $388,110
2022	$2,024.00	$33,580 Land $5,820 Building $27,760	$483,180 Land $83,700 Building $399,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
Visionary Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Clearnetworx, Verizon.

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