Worcester County and Hardwick Town property record for 825 Lower Rd, Gilbertville, MA 01031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1964 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Mar 2022) |
| Tax Bill | $4,044 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| APN | 1100-00120 |
| Primary APN | 1100-00120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1100-00120 |
|---|---|
| Street Address | 825 LOWER RD |
| City | GILBERTVILLE |
| State | MA |
| Zip | 01031-9843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 12-0 |
| Jurisdiction | HARDWICK MA |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 723100 |
825 Lower Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Worcester County and Hardwick Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 LOWER RD, GILBERTVILLE, MA 01031-9843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Jul 18, 1977 · Amount on File |
| Deed Book / Page | 67360 / 121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDWICK MA |
| Recording Date | Mar 31, 2022 |
| Property Address | 825 LOWER RD, GILBERTVILLE, MA 01031-9843 |
| Document Number | 067360-121 |
| Book / Page | 67360 / 121 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 35729 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 825 LOWER RD, HARDWICK, MA |
| Document Number | 0000035730 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 35730 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 825 Lower Rd was $4,044, up 6.1% from the year before.
Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Hardwick Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,044.00 (+6.11%) | $317,400 (+9.52%) Land $47,200 Building $269,600 | $342,380 (-12.4%) |
| 2025 | $3,811.00 (+4.21%) | $289,800 (-) Land $47,200 Building $242,600 | $390,830 (+5.22%) |
| 2024 | $3,657.00 (+25.03%) | $289,800 (+31.79%) Land $47,200 Building $242,600 | $371,450 |
| 2023 | $2,925.00 | $219,900 Land $45,200 Building $174,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 825 Lower Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 825 Lower Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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