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665 Lower Rd, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 665 Lower Rd, Gilbertville, MA 01031 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,252 sqft · built 1987
Lot Size1.89 acres (82,590 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Dec 2025)
Tax Bill$5,465 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Oct 2025 Sale
APN1090-00060

Property Details

APN / Parcel Number

Primary APN1090-00060
Alternative APNs
  • HARD M:1090 B:0000 L:0006-0
  • M:1090 B:0000 L:0006=0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,252 sqft Living Area
Gross Area4,664 sqft
1st Floor Area1,203 sqft
Basement Area1,203 sqft
Unfinished Basement1,203 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area82,590 sqft (1.89 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1090-00060
Street Address665 LOWER RD
CityGILBERTVILLE
StateMA
Zip01031-9842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number6-0
JurisdictionHARDWICK MA
Township / Civil DivisionHARDWICK
Census Block Group1
Census Block1085
Census Tract723100

Owner

Source: Worcester County and Hardwick Town records · APN 1090-00060

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address665 LOWER RD, GILBERTVILLE, MA 01031-9842
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Quit Claim Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 28, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Deed Document Number2025113992
Deed Book / Page73034 / 56
Prior Transfer DateOct 24, 2025
Prior Transfer Doc072736-140
Record UpdatedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDWICK MA
Recording DateDec 30, 2025
Property Address665 LOWER RD, GILBERTVILLE, MA 01031-9842
Document Number0073034-56
Book / Page73034 / 56
Instrument DateDec 30, 2025
Instrument113992
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address665 LOWER RD, HARDWICK, MA

Mortgage

Document Number0000113993
DateDec 30, 2025
Instrument113993
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2055

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDWICK MA
Recording DateOct 28, 2025
Property Address665 LOWER RD, GILBERTVILLE, MA 01031-9842
Document Number072736-140
Book / Page72736 / 140
Instrument DateOct 24, 2025
Instrument93058
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 EXETER WAY, ANDOVER, MA 01810-3305

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHardwick Town
Unified School DistrictQuabbin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,465.00 (+4.19%)$415,600 (-) Land $43,600 Building $372,000$426,835 (+3.84%)
2024$5,245.00 (-2.16%)$415,600 (+3.1%) Land $43,600 Building $372,000$411,065
2023$5,361.00$403,100 Land $41,600 Building $361,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277231001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Special Flood Hazard AreaNo
Flood HazardNot mapped
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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