1167 Lower Rd, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 1167 Lower Rd, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,596 sqft · built 1979
Lot Size	57 acres (2,482,920 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2021)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
APN	`1060-00020`

Property Details

APN / Parcel Number

Primary APN	`1060-00020`
Alternative APNs	`HARD M:1060 B:0000 L:0002-0` `M:1050 B:0000 L:0002-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	3,633 sqft
1st Floor Area	1,596 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Shed Roof
Roof Material	Rolled Roofing
Lot Area	2,482,920 sqft (57 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1060-00020
Street Address	1167 LOWER RD
City	GILBERTVILLE
State	MA
Zip	01031-9843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	2-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1068
Census Tract	723100

Owner

1167 Lower Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1167 LOWER RD, GILBERTVILLE, MA 01031-9843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Quit Claim Deed, Transfer · FHA Mortgage NORCOM MORTGAGE
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA BAKER
Sep 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Deed Document Number	202133981
Deed Book / Page	64660 / 208
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Mar 11, 2021
Property Address	1167 LOWER RD, GILBERTVILLE, MA 01031-9843
Document Number	064660-208
Book / Page	64660 / 208
Instrument Date	Mar 11, 2021
Instrument	33981
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24 SPARROW ST, WEST ROXBURY, MA 02132-3500

Mortgage

Document Number	0000033982
Date	Mar 11, 2021
Instrument	33982

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	1167 LOWER RD, GILBERTVILLE, MA 01031-9843
Document Number	62745-216
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1167 LOWER RD GILBERTVILLE MA 010319843, GILBERTVILLE, MA 01031-9843

Mortgage

Document Number	62745-216
Date	Jul 7, 2020
Book Page	062745/000216
Instrument	72509

Lender

Name	VICTORIA BAKER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Sep 10, 2018
Property Address	1167 LOWER RD, GILBERTVILLE, MA 01031-9843
Document Number	59382-6
Book / Page	059382 / 000006
Instrument Date	Jul 25, 2018
Instrument	95442
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1167 LOWER RD GILBERTVILLE MA 010319843, GILBERTVILLE, MA 01031-9843

Tax Assessment & Valuation

The 2025 property tax bill for 1167 Lower Rd was $3,874, up 4.2% from the year before.

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00 (+4.2%)	$294,600 (-) Land $62,600 Building $232,000	$331,360 (+8.22%)
2024	$3,718.00 (-2.59%)	$294,600 (+2.65%) Land $62,600 Building $232,000	$306,185
2023	$3,817.00	$287,000 Land $60,600 Building $226,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 1167 Lower Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1167 Lower Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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