Worcester County and Hardwick Town property record for 653 Lower Rd, Gilbertville, MA 01031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 1995 |
| Lot Size | 1.91 acres (83,417 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Jun 2007) |
| Tax Bill | $5,740 (2025) |
| APN | 1090-00050 |
| Primary APN | 1090-00050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 4,991 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,417 sqft (1.91 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1090-00050 |
|---|---|
| Street Address | 653 LOWER RD |
| City | GILBERTVILLE |
| State | MA |
| Zip | 01031-9842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 5-0 |
| Jurisdiction | HARDWICK MA |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 723100 |
Source: Worcester County and Hardwick Town records · APN 1090-00050
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1367, WARE, MA 01082-5367 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2007 · Amount on Record |
| Deed Sale | Jun 29, 2007 · Amount on Record |
| Prior Sale | Dec 07, 1994 · Amount on Record |
| Deed Document Number | 200787168 |
| Deed Book / Page | 41420 / 312 |
| Record Updated | Sep 20, 2026 |
Source: Worcester County and Hardwick Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Hardwick Town |
| Unified School District | Quabbin School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,740.00 (+4.19%) | $436,500 (-) Land $43,600 Building $392,900 | $452,675 (+4.59%) |
| 2024 | $5,509.00 (+0.31%) | $436,500 (+5.72%) Land $43,600 Building $392,900 | $432,820 |
| 2023 | $5,492.00 | $412,900 Land $41,600 Building $371,300 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 22 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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