Cherokee County property record for 640 Co Rd 79, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,956 sqft · built 1970 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $197,500 (Jun 2019) |
| Tax Bill | $663 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-02-04-0-000-029.000 |
| Primary APN | 13-14-02-04-0-000-029.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,956 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Patio Area | 315 sqft |
| Account Number | 220571 |
|---|---|
| Street Address | 640 COUNTY ROAD 79 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12, FIRST ADD TO BILLY GOAT HILL S/D, PB 7/18 |
| Legal Subdivision | BILLY GOAT HILL SD |
| Legal Tract | 12 |
| Legal Lot Number | 12 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 956000 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 640 COUNTY ROAD 79, CENTRE, AL 35960-6604 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 4, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on Record |
| Deed Sale | Jun 4, 2019 · Amount on Record |
| Prior Sale | Jun 4, 2019 · Amount on Record |
| Deed Document Number | 0000207656 |
| Last Transfer Date | Sep 27, 2024 |
| Transfer Doc | 0000235768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 640 COUNTY ROAD 79, CENTRE, AL 35960-6604 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000217958 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 217958 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 4, 2019 |
| Property Address | 640 COUNTY ROAD 79, CENTRE, AL 35960-6604 |
| Document Number | 0000207656 |
| Map Reference | PB 7 PG 18 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 207656 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 COUNTY ROAD 79, CENTRE, AL 35960-6604 |
| Document Number | 0000207657 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 207657 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $3,780 (-80.58%) Land $880 Building $2,900 | $194,500 (-) Land $8,800 Building $185,700 |
| 2023 | $663.00 Additional exemption filed | $19,460 (+414.81%) | $194,500 (-) Land $8,800 Building $185,700 |
| 2022 | $663.00 Additional exemption filed | $3,780 Land $880 Building $2,900 | $194,500 Land $8,800 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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