8242 Spruce Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 8242 Spruce Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,040 sqft · built 1992
Lot Size	0.517 acres (22,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Dec 2017)
Tax Bill	$744 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-066-001-006`

Property Details

APN / Parcel Number

Primary APN	`14-066-001-006`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Lot Area	22,554 sqft (0.517 acres)
Lot Width	114 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	8242 SPRUCE DR
City	READING
State	MI
Zip	49274-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 PINEWOOD NO.3 SEC 5 T8S R4W
Legal Range	04W
Legal Township	08S
Legal Section	05
Legal Subdivision	PINEWOOD
Legal Lot Number	42
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMDEN
Census Block Group	4
Census Block	4029
Census Tract	50400

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8242 SPRUCE DR, READING, MI 49274-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	May 11, 2012 · Amount on Record
Deed Document Number	20171675-0598
Deed Book / Page	1675 / 598
Prior Transfer Date	Nov 27, 2007
Prior Transfer Doc	1334/0164
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 4, 2017
Property Address	8242 SPRUCE DR, READING, MI 49274-9755
Document Number	1675/0598
Book / Page	1675 / 0598
Map Reference	LB O PG32&33
Instrument Date	Dec 1, 2017
Instrument	1675-0598
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8242 SPRUCE DR, 8242, READING, MI 49274-9755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 COLUMBIA ST, MONTPELIER, OH 43543-1601

Mortgage

Document Number	16750600
Date	Dec 4, 2017
Instrument	1675-0600

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$744.00 (-48.83%) Homeowner's exemption	$115,800 (+10.6%)	$229,347 (+10.65%) Land $40,014 Building $189,333
2023		$104,700	$207,269 Land $36,594 Building $170,675
2021	$1,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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