Hillsdale County property record for 2410 Spruce Dr, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 2000 |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Sep 2016) |
| Tax Bill | $1,834 (2021) |
| Deeds & Mortgages | Aug 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-050-001-185 |
| Primary APN | 10-050-001-185 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,028 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Wood Siding |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|
| Street Address | 2410 SPRUCE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 EXC A PCL 20 FT BY 80 FT OF THE E SD OF SD LOT ALSO ALL LOTS 28, 29 & 38 HEMLOCK BEACH SEC 5 T7S R4W SPLIT ON 12/06/20 |
| Legal Subdivision | HEMLOCK BEACH |
| Legal Lot Number | 27,28 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2410 SPRUCE DR, READING, MI 49274-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2016 · Amount on Record |
| Deed Sale | Sep 16, 2016 · Amount on Record |
| Deed Document Number | 0001634875 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 2410 SPRUCE DR, READING, MI 49274-9644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1730/0371 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 1730/0371 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 1, 2026 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $111,400 | $222,843 Land $10,000 Building $212,843 | |
| 2021 | $1,834.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: DMCI Broadband, Mercury Fiber.
5G (outdoors only) and 4G LTE
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