8235 Spruce Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 8235 Spruce Dr, Reading, MI 49274 · Last verified August 2023

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	980 sqft Living Area
Occupancy	Owner Occupied
Last Sale	$89,000 (2018)
Tax Bill	$582.00 (2021)

Property Details

APN / Parcel Number

Primary APN	`14-066-001-005`

Interior

Full Baths	2 Baths
Building Area	980 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1981
Exterior Material	Wood Siding Exterior

Utilities and HVAC

Heating System	Floor/Wall Furnace Heating

Location & Zoning

Street Address	8235 SPRUCE DR
City	READING
State	MI
Zip	49274-9755
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 41 PINEWOOD NO. 3
Legal Subdivision	PINEWOOD
Legal Lot Number	41
Jurisdiction	HILLSDALE MI
Minor Civil Division	CAMDEN
Census Blockgroup	4
Census Block	4029
Census Tract	50400

Owner

Source: Hillsdale County records · APN 14-066-001-005

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8235 SPRUCE DR, READING, MI 49274-9755
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2021	Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 30, 2019	Deed of Trust, Mortgage · Veterans Administration Mortgage WINTRUST MORTGAGE
Sep 11, 2018	Warranty Deed, Transfer · Veterans Administration Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Doc Number	0017010745
Deed Book / Page	1701 / 0745
Record Refreshed	Jun 07, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	8235 SPRUCE DR, READING, MI 49274-9755
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8235 SPRUCE DR, READING, MI 49274-9755

Mortgage

Document Number	01810/1107
Date	Nov 01, 2021
Book Page	1810/1107

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	8235 SPRUCE DR, READING, MI 49274-9755
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01732/0825
Date	Aug 30, 2019
Book Page	1732/0825

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 11, 2018
Property Address	8235 SPRUCE DR, READING, MI 49274-9755
Document Number	01701/0745
Book / Page	1701 / 0745
Map Reference	LB10 PG32&33
Instrument Date	Sep 10, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SOU

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$765.40
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 GREEN VALLEY DR, 2115, TOLEDO, OH 43614-3223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CRANDALL ST, ALBION, MI 49224-2106

Mortgage

Document Number	0001701747
Date	Sep 11, 2018
Instrument	1701/747

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$39,400	$78,736 Land $43,014 Building $35,722
2021	$582.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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