1. Home
  2. South Carolina
  3. Charleston County
  4. Charleston
  5. Waterloo St

824 Waterloo St, Charleston, SC 29412 Property Records

Charleston County property record for 824 Waterloo St, Charleston, SC 29412 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,150 sqft · built 1969
Lot Size0.419 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$430,115 (Apr 2020)
Tax Bill$2,024 (2024)
Deeds & MortgagesApr 2020 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN454-05-00-011

Property Details

APN / Parcel Number

Primary APN454-05-00-011

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,150 sqft Living Area
1st Floor Area1,358 sqft
Upper Floors Area792 sqft

Exterior

Year BuiltBuilt 1969
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area18,295 sqft (0.419 acres)
Lot Dimensions179 ft deep x 103 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area255 sqft
Shed1 Shed
Shed Area760 sqft
Greenhouse760 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address824 WATERLOO ST
CityCHARLESTON
StateSC
Zip29412-5036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STILES POINT DESCRIPTION -LT 35 BLK C PART 4 PORTION 4
Legal SubdivisionSTILES POINT
Legal BlockC
Legal Lot Number35
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group2
Census Block2083
Census Tract2007

Owner

Source: Charleston County records · APN 454-05-00-011

Assessment roll updated September 13, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address824 WATERLOO ST, CHARLESTON, SC 29412-5036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2020 · Amount on Record
Deed SaleApr 07, 2020 · Amount on Record
Prior SaleJun 17, 2016 · Amount on Record
Deed Document Number0000872211
Deed Book / Page872 / 211
Record UpdatedJun 08, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateApr 07, 2020
Property Address824 WATERLOO ST, CHARLESTON, SC 29412-5036
Document Number0872/0211
Book / Page000872 / 000211
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address824 WATER 100 ST CHARLESTON SC 29412, CHARLESTON, SC 29412

Mortgage

Document Number872/0212
DateApr 07, 2020
Book Page000872/000212
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 06, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$2,024.00 (+9.52%)$17,210 (-)
2022$1,848.00$17,210$430,100 (-) Land $156,900 Building $273,200
2020$430,100 Land $156,900 Building $273,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190020072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 619 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies624 units insured
5 under condo master policies
Nearby Flood Claims189 (1987–2023)
Claims Outside the SFHA5 of 189
Most Recent ClaimDec 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 10 claims
  • Severe Storms And Flooding, Oct 2015 · 9 claims
  • Hurricane Hugo, Sep 1989 · 146 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Waterloo St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures