Charleston County property record for 809 Waterloo St, Charleston, SC 29412 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,140 sqft · built 1969 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,000 (May 1991) |
| Tax Bill | $1,618 (2024) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 454-05-00-088 |
| Primary APN | 454-05-00-088 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 2,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 131 ft deep x 171 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 809 WATERLOO ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-5057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -STILES POINT DESCRIPTION -LT 2 BLK D PART 4 PORTION 4 |
| Legal Subdivision | STILES POINT |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 2007 |
Source: Charleston County records · APN 454-05-00-088
Assessment roll updated September 13, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 WATERLOO ST, CHARLESTON, SC 29412-5057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 1991 · Amount on Record |
| Deed Sale | May 30, 1991 · Amount on Record |
| Deed Document Number | 000E203575 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 809 WATERLOO ST, CHARLESTON, SC 29412-5057 |
| Document Number | 0755/0867 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 809 WATERLOO ST CHARLESTON SC 294125057, CHARLESTON, SC 29412-5057 |
| Document Number | 0755/0867 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 000755/000867 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | CHARLESTON, SC 29419-9012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 24, 2038 |
Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,618.00 (+10.07%) | $13,390 (-) | |
| 2022 | $1,470.00 | $13,390 | $370,800 (-) Land $132,300 Building $238,500 |
| 2020 | $370,800 Land $132,300 Building $238,500 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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