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816 Waterloo St, Charleston, SC 29412 Property Records

Charleston County property record for 816 Waterloo St, Charleston, SC 29412 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,602 sqft · built 1977
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$875,000 (Feb 2025)
Tax Bill$2,249 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2017 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN454-05-00-013

Property Details

APN / Parcel Number

Primary APN454-05-00-013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,602 sqft Living Area
1st Floor Area2,206 sqft
Upper Floors Area396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions188 ft deep x 124 ft wide
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area410 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address816 WATERLOO ST
CityCHARLESTON
StateSC
Zip29412-5036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STILES POINT DESCRIPTION -LT 33 BLK C PART 4 PORTION 4
Legal SubdivisionSTILES POINT
Legal BlockC
Legal Lot Number33
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group2
Census Block2083
Census Tract2007

Owner

Source: Charleston County records · APN 454-05-00-013

Assessment roll updated August 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address816 WATERLOO ST, CHARLESTON, SC 29412-5036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST HERITAGE MORTGAGE
Apr 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
May 08, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2025 · Amount on Record
Deed SaleFeb 14, 2025 · Amount on Record
Deed Book / Page1294 / 575
Prior Transfer DateJan 16, 2025
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Recording DateJun 09, 2026
Property Address816 WATERLOO ST, CHARLESTON, SC 29412-5036
Document Number0013940868
Book / Page1394 / 868
Instrument DateJun 02, 2026
Instrument202635927
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common, 169
Address816 WATERLOO ST, CHARLESTON, SC 29412-5036

Mortgage

Document Number0000035927,
DateJun 09, 2026
Book Page1394/868
Instrument202635927
Lender
NameFIRST HERITAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateApr 20, 2017
Property Address816 WATERLOO ST, CHARLESTON, SC 29412-5036
Document Number0632/0076
Book / Page000632 / 000076
Instrument DateApr 17, 2017
Transaction TypeTransfer
Record UpdatedMay 02, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 WATERLOO ST CHARLESTON SC 294125036, CHARLESTON, SC 29412-5036

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateMay 08, 2017
Property Address816 WATERLOO ST, CHARLESTON, SC 29412-5036
Document Number0636/0076
Book / Page000636 / 000076
Instrument DateApr 12, 2017
Transaction TypeTransfer
Record UpdatedMay 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address444 WADE HAMPTON DR CHARLESTON SC 294129148, CHARLESTON, SC 29412-9148

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,249.00 (+35.81%)
2024$1,656.00 (+9.96%)$13,750 (-)
2022$1,506.00$13,750$430,446 (-) Land $146,246 Building $284,200
2020$430,446 Land $146,246 Building $284,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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