Charleston County property record for 845 Waterloo St, Charleston, SC 29412 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,845 sqft · built 1975 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,892 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 454-05-00-086 |
| Primary APN | 454-05-00-086 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 2,085 sqft |
| 1st Floor Area | 1,470 sqft |
| Upper Floors Area | 375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 174 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 599 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 845 WATERLOO ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-5057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -STILES POINT DESCRIPTION -LT 16 BLK D PART 4 PORTION 4 |
| Legal Subdivision | STILES POINT |
| Legal Block | D |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 2007 |
Source: Charleston County records · APN 454-05-00-086
Assessment roll updated August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 WATERLOO ST, CHARLESTON, SC 29412-5057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2003 |
| Transfer Doc | Y476/0814 |
| Record Updated | Jun 08, 2026 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,892.00 (+19.82%) | ||
| 2024 | $1,579.00 (+10.11%) | $13,020 (-) | |
| 2022 | $1,434.00 | $13,020 | $386,906 (-) Land $131,606 Building $255,300 |
| 2020 | $386,906 Land $131,606 Building $255,300 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190020071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 217 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 217 in force |
| Nearby Flood Claims | 150 (1978–2024) |
| Claims Outside the SFHA | 16 of 150 |
| Most Recent Claim | Mar 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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