824 Rutledge Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 824 Rutledge Rd, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1956
Lot Size0.156 acres (6,795 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2009)
Tax Bill$2,053 (2025)
Deeds & MortgagesJun 2007 Second Mortgage
Oct 2006 Sale & Mortgage
APN0271003000120

Property Details

APN / Parcel Number

Primary APN0271003000120

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,795 sqft (0.156 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address824 RUTLEDGE RD
CityCHESAPEAKE
StateVA
Zip23320-6022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description12 MINNIX PLAT
Legal SubdivisionBELVIN HEIGHTS/SEABOARD ESTATES/MINNIX
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1015
Census Tract20905

Owner

824 Rutledge Rd is owned and occupied by an individual who bought it in June 2009.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address824 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2007Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BANK OF AMERICA NA
Oct 4, 2006Warranty Deed, Transfer · Conventional Mortgage
OWNIT MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2009 · Amount on File
Deed SaleJun 22, 2009 · Amount on File
Prior SaleOct 4, 2006 · Amount on File
Deed Book / Page7850 / 467
Record UpdatedOct 29, 2026

June 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address824 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00007132/1
DateJun 25, 2007
Book Page7132/1
Lender
NameBANK OF AMERICA NA
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term299 Months
DueMay 30, 2032
Interest
Rate TypeFixed Rate

October 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 4, 2006
Property Address824 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Document Number006770/591
Book / Page6770 / 591
Instrument DateSep 29, 2006
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006770594
DateOct 4, 2006
Instrument6770/594
Lender
NameOWNIT MORTGAGE SOLUTIONS
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number006770/611
DateOct 4, 2006
Book Page6770/611
Lender
NameOWNIT MORTGAGE SOLUTIONS
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 824 Rutledge Rd was $2,053.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,700 (+4.13%) Land $125,000 Building $86,700$211,700 (+4.13%) Land $125,000 Building $86,700
2025$2,053.00$203,300 Land $115,000 Building $88,300$203,300 Land $115,000 Building $88,300
2023$167,200 (+12.67%) Land $95,000 Building $72,200$167,200 (+12.67%) Land $95,000 Building $72,200
2022$148,400 Land $85,000 Building $63,400$148,400 Land $85,000 Building $63,400
2019$1,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 824 Rutledge Rd; there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1999)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Rutledge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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