817 Rutledge Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 817 Rutledge Rd, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1956
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on File
Last Sale$268,000 (Jun 2024)
Tax Bill$2,622 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2017 Mortgage
APN0271003000150

Property Details

APN / Parcel Number

Primary APN0271003000150

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area936 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,973 sqft (0.206 acres)
Lot Dimensions100 ft deep x 90 ft wide

Exterior Amenities

PorchSlab
Porch Area50 sqft
Deck AreaDeck Area
Patio Area360 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address817 RUTLEDGE RD
CityCHESAPEAKE
StateVA
Zip23320-6021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description15 MINNIX PLAT
Legal SubdivisionBELVIN HEIGHTS/SEABOARD ESTATES/MINNIX
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract20905

Owner

817 Rutledge Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address817 RUTLEDGE RD, CHESAPEAKE, VA 23320-6021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING
Dec 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2024 · Amount on File
Deed SaleJun 6, 2024 · Amount on File
Prior SaleFeb 18, 2014 · Amount on File
Deed Document Number202411171
Deed Book / Page10756 / 74
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 29, 2026
Property Address817 RUTLEDGE RD, CHESAPEAKE, VA 23320-6021
Document Number0000019544
Book / Page11006 / 783
Instrument DateJul 23, 2026
Instrument202619544
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 RUTLEDGE RD, CHESAPEAKE, VA 23320-6021

Mortgage

Document Number0000019544,
DateJul 29, 2026
Book Page11006/783
Instrument202619544
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.63%
Max Rate-1%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address817 RUTLEDGE RD, CHESAPEAKE, VA 23320-6021
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9869/754
DateDec 27, 2017
Book Page9869/754
Instrument170035557
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2033
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 817 Rutledge Rd was $2,622.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,300 (+3.74%) Land $125,000 Building $144,300$269,300 (+3.74%) Land $125,000 Building $144,300
2025$2,622.00$259,600 Land $115,000 Building $144,600$259,600 Land $115,000 Building $144,600
2023$194,800 (+13.06%) Land $95,000 Building $99,800$194,800 (+13.06%) Land $95,000 Building $99,800
2022$172,300 Land $85,000 Building $87,300$172,300 Land $85,000 Building $87,300
2019$1,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 817 Rutledge Rd; there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1999)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 817 Rutledge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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