4701 Rutledge Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 4701 Rutledge Rd, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,732 sqft · built 1956
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on File
Last Sale$93,000 (Mar 1999)
Tax Bill$2,814 (2025)
Deeds & MortgagesMay 2006 Refinance
Sep 2008 Mortgage
+ 1 more
APN0271005001270

Property Details

APN / Parcel Number

Primary APN0271005001270

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,732 sqft Living Area
1st Floor Area988 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1998
Exterior MaterialWood Shingle
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,284 sqft (0.282 acres)
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck Area320 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4701 RUTLEDGE RD
CityCHESAPEAKE
StateVA
Zip23320-6133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description127 WESTOVER
Legal SubdivisionWESTOVER
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1020
Census Tract20905

Owner

4701 Rutledge Rd is owned and occupied by an individual who bought it in March 1999.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4701 RUTLEDGE RD, CHESAPEAKE, VA 23320-6133
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2006Deed of Trust, Mortgage · Stand-Alone Refinance
HOUSEHOLD REALTY CORPORAT
Sep 19, 2008Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Mar 1, 2012Deed of Trust, Mortgage · FHA Mortgage
AMERICAN SECURITY MORTGAG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 1999 · Amount on File
Deed SaleMar 31, 1999 · Amount on File
Deed Book / Page3863 / 586
Record UpdatedOct 29, 2026

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4701 RUTLEDGE RD, CHESAPEAKE, VA 23320-6133
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006530/848
DateMay 19, 2006
Book Page6530/848
Lender
NameHOUSEHOLD REALTY CORPORAT
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term180 Months
DueMay 10, 2021
Interest
Rate TypeFixed Rate

September 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4701 RUTLEDGE RD, CHESAPEAKE, VA 23320-6133
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007607/257
DateSep 19, 2008
Book Page7607/257
Lender
NameQUICKEN LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2038
Interest
Rate TypeFixed Rate

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4701 RUTLEDGE RD, CHESAPEAKE, VA 23320-6133
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008628/90
DateMar 1, 2012
Book Page8628/90
Lender
NameAMERICAN SECURITY MORTGAG
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4701 Rutledge Rd was $2,814.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,800 (+2.23%) Land $130,000 Building $154,800$284,800 (+2.23%) Land $130,000 Building $154,800
2025$2,814.00$278,600 Land $120,000 Building $158,600$278,600 Land $120,000 Building $158,600
2023$242,300 (+7.83%) Land $95,000 Building $147,300$242,300 (+7.83%) Land $95,000 Building $147,300
2022$224,700 Land $85,000 Building $139,700$224,700 Land $85,000 Building $139,700
2019$1,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4701 Rutledge Rd; there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1999)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4701 Rutledge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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