818 Rutledge Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 818 Rutledge Rd, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1957
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2014)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Refinance + 1 more
APN	`0271003000090`

Property Details

APN / Parcel Number

Primary APN	`0271003000090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	818 RUTLEDGE RD
City	CHESAPEAKE
State	VA
Zip	23320-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	9 MINNIX PLAT
Legal Subdivision	BELVIN HEIGHTS/SEABOARD ESTATES/MINNIX
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	20905

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	818 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK INC
Dec 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Prior Sale	Nov 22, 2000 · Amount on Record
Deed Book / Page	9416 / 894
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	818 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022

Mortgage

Document Number	010955/891
Date	Mar 16, 2026
Book Page	10955/891
Instrument	260006374

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	818 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10589/1531
Date	Aug 10, 2022
Book Page	10589/1531
Instrument	220025480

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.13%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	818 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010273/73
Date	Dec 11, 2020
Book Page	10273/73
Instrument	200047011

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,200 (+4.8%) Land $125,000 Building $115,200	$240,200 (+4.8%) Land $125,000 Building $115,200
2025	$2,315.00 (+11.24%)	$229,200 (+25.73%) Land $115,000 Building $114,200	$229,200 (+25.73%) Land $115,000 Building $114,200
2024	$2,081.00 (+31.29%)
2023		$182,300 (+8.58%) Land $95,000 Building $87,300	$182,300 (+8.58%) Land $95,000 Building $87,300
2022		$167,900 Land $85,000 Building $82,900	$167,900 Land $85,000 Building $82,900
2019	$1,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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