824 Continental Dr, Waterville, OH 43566 Property Records

Lucas County property record for 824 Continental Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1984
Lot Size	0.337 acres (14,700 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Jun 2020)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-32764`

Property Details

APN / Parcel Number

Primary APN	`96-32764`
Alternative APN	`46067085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	1,708 sqft

Exterior

Year Built	Built 1984
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	167 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	824 CONTINENTAL DR
City	WATERVILLE
State	OH
Zip	43566-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	VILLAGE PARK PLAT 3 PHASE 3 LOT 153
Legal Subdivision	VILLAGE PARK PLAT 3 PHASE 3
Legal Lot Number	153
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1001
Census Tract	8905

Owner

824 Continental Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Lucas County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	824 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Grant Deed, Transfer · Conventional with PMI FIRST FED'L BK/THE MIDWEST
Jun 27, 2017	Grant Deed, Transfer · Conventional with PMI FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	Jun 27, 2017 · Amount on File
Deed Document Number	202006040021315
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 4, 2020
Property Address	824 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Document Number	0000021315
Instrument Date	May 27, 2020
Instrument	21315
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	LOUISVILLE, LOUISVILLE TITLE AGCY/NW OH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824 CONTINENTAL DR WATERVILLE OH 435661204, WATERVILLE, OH 43566-1204

Mortgage

Document Number	21316
Date	Jun 4, 2020
Instrument	21316

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 27, 2017
Property Address	824 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Document Number	0000026816
Instrument Date	Jun 16, 2017
Instrument	26816
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824 CONTINENTAL DR WATERVILLE OH 435661204, WATERVILLE, OH 43566-1204

Mortgage

Document Number	26817
Date	Jun 27, 2017
Instrument	26817

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	CLEVELAND, OH 44107

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 824 Continental Dr was $4,440, up 4.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,440.00 (+4.67%)	$87,535 (-) Land $20,475 Building $67,060
2024	$4,242.00 (+4.46%)	$87,535 (+17.64%) Land $20,475 Building $67,060	$250,100 Land $58,500 Building $191,600
2023	$4,061.00 (-0.95%)	$74,410 (-) Land $17,080 Building $57,330
2022	$4,100.00 Homeowner's exemption	$74,410 Land $17,080 Building $57,330
2021			$212,600 Land $48,800 Building $163,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 824 Continental Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Continental Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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