816 Continental Dr, Waterville, OH 43566 Property Records

Lucas County property record for 816 Continental Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,694 sqft · built 1979
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,500 (Nov 2022)
Tax Bill	$5,012 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`96-32771`

Property Details

APN / Parcel Number

Primary APN	`96-32771`
Alternative APN	`46067083`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	2,666 sqft
1st Floor Area	846 sqft
2nd Floor Area	848 sqft
Basement Area	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Raised
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	153 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	816 CONTINENTAL DR
City	WATERVILLE
State	OH
Zip	43566-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	VILLAGE PARK PLAT 3 PHASE 3 LOT 155
Legal Subdivision	VILLAGE PARK PLAT 3 PHASE 3
Legal Tract	89.02
Legal Lot Number	155
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1001
Census Tract	8905

Owner

Source: Lucas County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUN FEDERAL CREDIT UNION
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage ALLIED MORTGAGE GROUP INC
Nov 28, 2022	Survivorship Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit EQUITY RESOURCES INC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Apr 19, 2016 · Amount on Record
Deed Document Number	202250454
Prior Transfer Date	Sep 21, 2002
Prior Transfer Doc	0000017530
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jun 2, 2026
Property Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Document Number	0000021388
Instrument Date	May 22, 2026
Instrument	202621388
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021388,
Date	Jun 2, 2026
Instrument	202621388

Lender

Name	SUN FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	167 Months
Due	May 22, 2040

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034377
Date	Sep 24, 2025
Instrument	202509240034377

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 28, 2022
Property Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Document Number	0000050454
Map Reference	VOL 80 PG 1
Instrument Date	Nov 10, 2022
Instrument	202211280050454
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050455
Date	Nov 28, 2022
Instrument	202211280050455

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041498
Date	Sep 21, 2022
Instrument	202209210041498

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	816 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028694
Date	Jul 16, 2020
Instrument	202007160028694

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,425 (-) Land $18,620 Building $84,805	$295,500 (-) Land $53,200 Building $242,300
2024	$5,012.00 (+17.98%)	$103,425 (+32.87%) Land $18,620 Building $84,805	$295,500 (+32.87%) Land $53,200 Building $242,300
2023	$4,248.00 (-0.96%)	$77,840 (-) Land $13,860 Building $63,980
2022	$4,289.00 Homeowner's exemption	$77,840 Land $13,860 Building $63,980
2021			$222,400 Land $39,600 Building $182,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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