820 Continental Dr, Waterville, OH 43566 Property Records

Lucas County property record for 820 Continental Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 1984
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on File
Last Sale	$296,500 (Mar 2024)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`96-32767`

Property Details

APN / Parcel Number

Primary APN	`96-32767`
Alternative APN	`46067084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	790 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1984
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	158 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 CONTINENTAL DR
City	WATERVILLE
State	OH
Zip	43566-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	VILLAGE PARK PLAT 3 PHASE 3 LOT 154
Legal Subdivision	VILLAGE PARK PLAT 3 PHASE 3
Legal Lot Number	154
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1001
Census Tract	8905

Owner

820 Continental Dr is owned and occupied by an individual who bought it in March 2024.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	820 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed, Transfer · Conventional Mortgage CIVISTA BANK
Oct 25, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Deed Document Number	24101571
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 22, 2024
Property Address	820 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Document Number	0000008806
Instrument Date	Mar 19, 2024
Instrument	202403220008806
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 CONTINENTAL DR, WATERVILLE, OH 43566-1204

Mortgage

Document Number	0000008807
Date	Mar 22, 2024
Instrument	202403220008807

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000008807
Date	Mar 22, 2024
Instrument	20240322-0008807

Lender

Name	CIVISTA BANK
Type	Bank
Address	100 E WATER ST, SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 25, 2021
Property Address	820 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Document Number	0000056720
Instrument Date	Oct 13, 2021
Instrument	202110250056720
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 820 Continental Dr was $4,090, up 4.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00 (+4.71%)	$80,605 (-) Land $14,630 Building $65,975
2024	$3,906.00 (-8.14%)	$80,605 (+3.46%) Land $14,630 Building $65,975	$230,300 Land $41,800 Building $188,500
2023	$4,252.00 (-0.98%)	$77,910 (-) Land $14,105 Building $63,805
2022	$4,294.00 Homeowner's exemption	$77,910 Land $14,105 Building $63,805
2021			$222,600 Land $40,300 Building $182,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Continental Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Continental Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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