832 Continental Dr, Waterville, OH 43566 Property Records

Lucas County property record for 832 Continental Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,250 sqft · built 1984
Lot Size	0.377 acres (16,400 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Jul 2024)
Tax Bill	$4,650 (2024)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-32757`

Property Details

APN / Parcel Number

Primary APN	`96-32757`
Alternative APN	`46067087`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	1,548 sqft
2nd Floor Area	702 sqft
Basement Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Lot Area	16,400 sqft (0.377 acres)
Lot Dimensions	186 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	832 CONTINENTAL DR
City	WATERVILLE
State	OH
Zip	43566-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	VILLAGE PARK PLAT 3 PHASE 3 LOT 151
Legal Subdivision	VILLAGE PARK PLAT 3 PHASE 3
Legal Tract	89.02
Legal Lot Number	151
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1001
Census Tract	8905

Owner

832 Continental Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Lucas County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	832 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Jul 6, 1999 · Amount on File
Deed Document Number	202421503
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	May 14, 2026
Property Address	832 CONTINENTAL DR, WATERVILLE, OH 43566-1204
Document Number	0000018635
Instrument Date	May 7, 2026
Instrument	202618635
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	832 CONTINENTAL DR, WATERVILLE, OH 43566-1204

Mortgage

Document Number	0000018635,
Date	May 14, 2026
Instrument	202618635

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,970 (-) Land $20,790 Building $75,180	$274,200 (-) Land $59,400 Building $214,800
2024	$4,650.00 (+6.36%)	$95,970 (+19.79%) Land $20,790 Building $75,180	$274,200 Land $59,400 Building $214,800
2023	$4,372.00 (-0.97%)	$80,115 (-) Land $17,605 Building $62,510
2022	$4,415.00 Homeowner's exemption	$80,115 Land $17,605 Building $62,510
2021			$228,900 Land $50,300 Building $178,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 832 Continental Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 Continental Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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