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824 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 824 Bluff St, Fulton, MO 65251 · Last verified January 2026

Property Summary

Property TypeDuplex
Details1 ba · 1,615 sqft · built 1980
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Tax Bill$1,224 (2025)
Deeds & MortgagesApr 2018 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN13-05.0-16.0-20-005-004.000

Property Details

APN / Parcel Number

Primary APN13-05.0-16.0-20-005-004.000
Alternative APN
  • 1305016020005000000

Interior

Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,615 sqft Total Area
1st Floor Area1,615 sqft

Exterior

Year BuiltBuilt 1980
Construction TypeFrame
Roof TypeGeodesic/Dome
Roof MaterialFiberglass
Lot Area10,498 sqft (0.241 acres)
Garage TypeMixed
Garage Area480 sqft
CarportCarport
Carport Area360 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Deck Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number1305016020005004000
Street Address824 BLUFF ST
CityFULTON
StateMO
Zip65251-2076
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 6 BLK 55 NCP
Legal Block55
Legal Lot Number6
JurisdictionCALLAWAY MO
Township / Civil DivisionEAST FULTON
Census Block Group2
Census Block2008
Census Tract70302

Owner

Source: Callaway County records · APN 13-05.0-16.0-20-005-004.000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1800 LAKE DR, FULTON, MO 65251-5532
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2018Deed of Trust, Mortgage
CENTRAL TRUST BANK
Mar 08, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CALLAWAY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2022
Deed SaleMar 08, 2022
Deed Document Number202201391
Deed Book / Page498 / 342
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address824 BLUFF ST, FULTON, MO 65251-2076
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000240/0000000429
DateApr 04, 2018
Book Page0000000240/0000000429
Instrument201801944
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
AmountAmount Recorded
Term177 Months
DueJan 01, 2033

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLAWAY MO
Recording DateMar 08, 2022
Property Address824 BLUFF ST, FULTON, MO 65251-2076
Document Number000498/342
Book / Page498 / 342
Instrument DateMar 04, 2022
Instrument202201391
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 LAKE DR, FULTON, MO 65251-5532

Mortgage

Document Number0202201392
DateMar 08, 2022
Instrument202201392
Lender
NameCALLAWAY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCallaway County
MunicipalityFulton City
Unified School DistrictFulton 58 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,224.00 (-0.08%)$19,814 (-)$104,280 (-)
2024$1,225.00 (+9.47%)$19,814 (+8.93%)$104,280 (+8.93%)
2023$1,119.00 (+2.66%)$18,189 (+2.68%)$95,730 (+2.68%)
2022$1,090.00$17,714 Land $1,906 Building $15,808
2021$93,230 Land $10,030 Building $83,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270703022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Court Street Historic Residential District
listed 2007 · 84 contributing resources · NRIS 07000817

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
Socket TelecomFiber2,500 / 2,500Yes
SpectrumCable1,000 / 1,000Yes
WhittrioFixed Wireless (unlicensed)100 / 50No

May also be available at this address: T-Mobile USA, Callabyte Technology, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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