831 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 831 Bluff St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,502 sqft · built 1900
Lot Size	0.244 acres (10,672 sqft)
Owner	Company Name on File
Tax Bill	$927 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-17.0-10-017-001.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-17.0-10-017-001.000`
Alternative APN	`1304017010017000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	10,672 sqft (0.244 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1304017010017001000
Street Address	831 BLUFF ST
City	FULTON
State	MO
Zip	65251-2067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 27 N.C.P. AKA/LOT 5 EXC. W 5' B.F. HARRIS ADD.
Legal Subdivision	HARRIS ADD
Legal Block	27
Legal Lot Number	1
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	3
Census Block	3025
Census Tract	70302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Court Street Historic Residential District listed 2007 · 84 contributing resources · NRIS 07000817

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

831 Bluff St is owned by a company that acquired it in January 2023.

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	209 E 9TH ST, FULTON, MO 65251-1914
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2009	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Nov 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage INVESTORS CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023
Deed Sale	Jan 24, 2023
Prior Sale	Nov 7, 2022
Deed Document Number	202300360
Deed Book / Page	504 / 952
Record Updated	Jun 8, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	831 BLUFF ST, FULTON, MO 65251-2067
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0225/0858
Date	Dec 9, 2009
Book Page	D0225/0858
Instrument	908665

Lender

Name	CENTRAL TRUST BANK
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2030

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 7, 2022
Property Address	831 BLUFF ST, FULTON, MO 65251-2067
Document Number	000503/743
Book / Page	503 / 743
Instrument Date	Nov 4, 2022
Instrument	202206991
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 MARKET ST STE 201, 201, FULTON, MO 65251-2808

Mortgage

Document Number	0202206992
Date	Nov 7, 2022
Instrument	202206992

Lender

Name	INVESTORS CMNTY BK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 831 Bluff St was $927.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$927.00	$15,003 (-)	$78,960 (-)
2024	$927.00 (+0.43%)	$15,003 (-)	$78,960 (-)
2023	$923.00	$15,003 (+3.27%)	$78,960
2022		$14,528 Land $1,906 Building $12,622
2021			$76,460 Land $10,030 Building $66,430
2015	$594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 831 Bluff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 831 Bluff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile.

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