Callaway County property record for 814 Bluff St, Fulton, MO 65251
| Property Type | Duplex |
|---|---|
| Details | 2,392 sqft · built 2025 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | Company Name on File |
| Tax Bill | $752 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05.0-16.0-20-009-004.000 |
| Primary APN | 13-05.0-16.0-20-009-004.000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 8 Rooms |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Total Area |
| 1st Floor Area | 1,359 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Lot Area | 11,282 sqft (0.259 acres) |
| Lot Dimensions | 14.1 ft deep x 8 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1305016020009004000 |
|---|---|
| Street Address | 814 BLUFF ST |
| City | FULTON |
| State | MO |
| Zip | 65251-2053 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 3 5' OFF THE N SIDE OF LOT 6 BLK 57 NCP |
| Legal Range | 09W |
| Legal Township | 47N |
| Legal Section | 16 |
| Legal Subdivision | ELKANAH SMITHS ADDITION |
| Legal Block | 57 |
| Legal Lot Number | 3 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 70302 |
Source: Callaway County records · APN 13-05.0-16.0-20-009-004.000
Assessment roll updated January 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4214 STATE ROAD HH, FULTON, MO 65251-3724 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Construction Mortgage UNITED SECURITY BANK |
| May 14, 2025 | Deed of Trust, Mortgage · Commercial Mortgage UNITED SECURITY BANK |
| May 31, 2024 | Warranty Deed, Transfer |
| May 17, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2024 |
| Deed Sale | May 31, 2024 |
| Prior Sale | May 17, 2022 |
| Deed Document Number | 20242685 |
| Deed Book / Page | 513 / 495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Apr 21, 2026 |
| Property Address | 814 BLUFF ST, FULTON, MO 65251-2053 |
| Document Number | 0000002246 |
| Book / Page | 526 / 839 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20262246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000002246, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 526/839 |
| Instrument | 20262246 |
| Name | UNITED SECURITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2027 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 814 BLUFF ST, FULTON, MO 65251-2053 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000519/995 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 519/995 |
| Instrument | 202502556 |
| Name | UNITED SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | May 31, 2024 |
| Property Address | 814 BLUFF ST, FULTON, MO 65251-2053 |
| Document Number | 000513/495 |
| Book / Page | 513 / 495 |
| Instrument Date | May 30, 2024 |
| Instrument | 202402685 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4214 STATE ROAD HH, FULTON, MO 65251-3724 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | May 17, 2022 |
| Property Address | 814 BLUFF ST, FULTON, MO 65251 |
| Document Number | 0000500/50 |
| Book / Page | 500 / 50 |
| Instrument Date | May 13, 2022 |
| Instrument | 202203135 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13009 MOUNT HOPE RD, LOHMAN, MO 65053-9713 |
Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $752.00 (+361.35%) | $2,651 (-) | $13,950 (-) |
| 2024 | $163.00 | $2,651 (-) | $13,950 (-) |
| 2023 | $163.00 (+22.56%) | $2,651 (+21.83%) | $13,950 (+21.83%) |
| 2022 | $133.00 | $2,176 Land $2,033 Building $143 | |
| 2021 | $11,450 Land $10,700 Building $750 |
Source: FEMA National Flood Hazard Layer as of September 5, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Whittrio Fixed Wireless · not low latency | 100 / 50 |
May also be available: Callabyte Technology, T-Mobile USA, Verizon.
Based on FCC filings for 528 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FULTON PWS serves 12,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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