Callaway County property record for 827 Bluff St, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,247 sqft · built 1920 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $896 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04.0-17.0-10-017-007.000 |
| Primary APN | 13-04.0-17.0-10-017-007.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,247 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Basement Area | 254 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1304017010017007000 |
|---|---|
| Street Address | 827 BLUFF ST |
| City | FULTON |
| State | MO |
| Zip | 65251-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 27 N.C.P. AKA/LOT 4 (EXC.W 5') B.F. HARRIS ADD. |
| Legal Subdivision | HARRIS ADD |
| Legal Block | 27 |
| Legal Lot Number | 2 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | WEST FULTON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 70302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Court Street Historic Residential District listed 2007 · 84 contributing resources · NRIS 07000817 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 6151, FULTON, MO 65251-6151 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2015 |
| Deed Sale | Jun 24, 2015 |
| Deed Document Number | 0000454743 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 827 BLUFF ST, FULTON, MO 65251-2067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 243/516 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 243/516 |
| Instrument | 202000525 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $896.00 | $14,503 (-) | $76,330 (-) |
| 2024 | $896.00 (+0.45%) | $14,503 (-) | $76,330 (-) |
| 2023 | $892.00 (+3.36%) | $14,503 (+3.39%) | $76,330 (+3.39%) |
| 2022 | $863.00 | $14,028 Land $1,957 Building $12,071 | |
| 2021 | $73,830 Land $10,300 Building $63,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON PWS serves 12,600 people · EPA ID MO3010296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
May also be available: Callabyte, T-Mobile.
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